ENCINITAS CHAMBER OF COMMERCE (EIN 951563218) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

DAVID DECOSTA

Phone

7607536041

Tax Period

2023-01-01 to 2023-12-31

ENCINITAS CHAMBER OF COMMERCE, founded in 1964, is a small nonprofit in the Community Improvement sector that reported $334K in total revenue in fiscal year 2023. Revenue surged 25% from the prior year, signaling strong growth momentum. Expenses of $312K left a modest 7% surplus.

Mission

CHAMBER OF COMMERCE & VISITOR CENTER ADVOCATE AND PROMOTE A HEALTHY & PROSPEROUS BUSINESS COMMUNITY, WHICH IMPROVES AND PRESERVES THE QUALITY OF LIFE IN THE ENCINITAS COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $116,741

Program Service Revenue $166,863

Investment Income $78

Other Revenue $50,426

TOTAL REVENUE $334,108

Expense Breakdown

Grants Paid $0

Salaries & Benefits $173,444

Fundraising Expenses $0

Program Expenses $197,255

Other Expenses $138,232

TOTAL EXPENSES $311,676

Year-over-Year Comparison

	2023	2022	Change
Revenue	$334,108	$267,584	+0.2%
Expenses	$311,676	$291,357	+0.1%
Net Income	$22,432	$-23,773	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JIM BENEDETTI	DIRECTOR	N/A	Director	$0	$0	$0
DAVID DECOSTA	CHAIRMAN	N/A	Officer Director	$0	$0	$0
SEAN FLANNERY	DIRECTOR	N/A	Director	$0	$0	$0
MICHAEL GLENN	DIRECTOR	N/A	Director	$0	$0	$0
BEATRIZ JIRON	DIRECTOR	N/A	Director	$0	$0	$0
JOHN KOCHIK	SECRETARY	N/A	Officer Director	$0	$0	$0
ROUEIDA HOBEIKA MATIN	DIRECTOR	N/A	Director	$0	$0	$0
GABRIEL REBELO	DIRECTOR	N/A	Director	$0	$0	$0
ROCK SWANSON	DIRECTOR	N/A	Director	$0	$0	$0
ANDREW UTT	TREASURER	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$334,108	$311,676	$574,084	$22,432
2022	$267,584	$291,357	$559,519	$-23,773
2021	$332,194	$239,676	$588,741	$92,518
2020	$212,491	$131,997	$573,369	$80,494
2019	$184,721	$194,205	$81,858	$-9,484
2018	$180,912	$187,352	$95,076	$-6,440

ENCINITAS CHAMBER OF COMMERCE