CORONADO CHAMBER OF COMMERCE (EIN 951705370) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1937

Legal Domicile

Principal Officer

RENA CLANCY

Phone

6194359260

Tax Period

2024-07-01 to 2025-06-30

CORONADO CHAMBER OF COMMERCE, founded in 1937, is a small nonprofit in the Community Improvement sector that reported $326K in total revenue in fiscal year 2024. Revenue decreased 13% compared to the prior year.

Mission

PROMOTING OUR COMMUNITY, FOSTER A STRONG LOCAL ECONOMY, PROVIDE NETWORKING & OPPORTUNITIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $109,000

Program Service Revenue $79,744

Investment Income $10,365

Other Revenue $126,549

TOTAL REVENUE $325,658

Expense Breakdown

Grants Paid $500

Salaries & Benefits $178,708

Fundraising Expenses $0

Other Expenses $172,114

TOTAL EXPENSES $351,322

Year-over-Year Comparison

	2024	2023	Change
Revenue	$325,658	$376,167	-0.1%
Expenses	$351,322	$311,502	+0.1%
Net Income	$-25,664	$64,665	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HAYLEY BEARD	BOARD PRESIDENT	1.00	Officer Director	$0	$0	$0
COLLEEN CAVALIERI	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
DR NATALIE BAILEY	SECRETARY	1.00	Director	$0	$0	$0
DHARMESH PATEL	TREASURER	1.00	Director	$0	$0	$0
NELSON YOUNG	BOARD MEMBER	1.00	Director	$0	$0	$0
EMMA ELMES	BOARD MEMBER	1.00	Director	$0	$0	$0
TOM LATONA	BOARD MEMBER	1.00	Director	$0	$0	$0
BERENICE ZAMARO	BOARD MEMBER	1.00	Director	$0	$0	$0
MARCO TOPETE	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$325,658	$351,322	$367,768	$-25,664
2024	$376,167	$311,502	$391,542	$64,665
2023	$296,726	$289,586	$329,525	$7,140
2022	$393,376	$252,139	$320,199	$141,237
2021	$219,550	$227,211	$324,356	$-7,661
2020	$164,116	$229,731	$312,933	$-65,615
2019	$241,062	$238,017	$326,615	$3,045

CORONADO CHAMBER OF COMMERCE