ONTARIO CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

PEGGI HAZLETT

Phone

9099842458

Tax Period

2022-07-01 to 2023-06-30

ONTARIO CHAMBER OF COMMERCE, founded in 1954, is a small nonprofit that reported $369K in total revenue in fiscal year 2022. Revenue surged 43% from the prior year, signaling strong growth momentum. Expenses of $320K left a modest 13% surplus.

Mission

THROUGH A WIDE VARIETY OF PROGRAMS AND INITIATIVES, THE ONTARIO CHAMBER WORKS TO POSITIVELY IMPACT THE QUALITY OF LIFE IN THE REGION, WHILE SUPPORTING THE GROWTH AND PROSPERITY OF OUR MEMBERS. TOGETHER WITH TALENTED LEADERS IN BUSINESS, COMMUNITY, AND GOVERNMENT, THE CHAMBERS VOLUNTEERS AND PROFESSIONAL STAFF WORK TO MAKE THIS COMMUNITY A BETTER PLACE. FROM EDUCATION TO ECONOMIC DEVELOPMENT, THE ONTARIO CHAMBER OF COMMERCE IS COMMITTED TO GIVING EACH MEMBER THE OPPORTUNITY TO PROSPER IN TODAYS COMPETITIVE BUSINESS WORLD.

Program Service Accomplishments

Program 1

TO PROVIDE THE ACCESS, ADVOCACY AND EDUCATION TO THE BUSINESS MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $222,431

Program Service Revenue $146,879

Investment Income $0

Other Revenue $0

TOTAL REVENUE $369,310

Expense Breakdown

Grants Paid $0

Salaries & Benefits $173,623

Fundraising Expenses $0

Other Expenses $146,363

TOTAL EXPENSES $319,986

Year-over-Year Comparison

	2022	2021	Change
Revenue	$369,310	$257,549	+0.4%
Expenses	$319,986	$335,908	0.0%
Net Income	$49,324	$-78,359	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$133,399

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PEGGI HAZLETT	CEO	40.00	Officer	$112,807	$20,592	$133,399
KRISTINE SCOTT	CHAIRMAN	4.00	Officer Director	$0	$0	$0
MICHAEL GIALULLY	TREASURER	4.00	Officer Director	$0	$0	$0
LOWELL KING	SECRETARY	4.00	Officer Director	$0	$0	$0
JEFF ROBERTS	IMMEDIATE PAST CHAIRMAN	1.00	Officer Director	$0	$0	$0
AHMAD MOHAMMAD	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD EGGER	DIRECTOR	1.00	Director	$0	$0	$0
KEITH HARKEY	DIRECTOR	1.00	Director	$0	$0	$0
DR FELIX MELENDEZ	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT OCHOA	DIRECTOR	1.00	Director	$0	$0	$0
ISH ARIAS	DIRECTOR	1.00	Director	$0	$0	$0
ZUHEY ESPINOZA	DIRECTOR	1.00	Director	$0	$0	$0
FRANK LIZARRAGA	DIRECTOR	1.00	Director	$0	$0	$0
TIM HOU	DIRECTOR	1.00	Director	$0	$0	$0
MELISSA BOYD	DIRECTOR	1.00	Director	$0	$0	$0
JON PRECIADO	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$369,310	$319,986	$77,096	$49,324
2022	$257,549	$335,908	$27,772	$-78,359
2021	$305,745	$269,662	$106,131	$36,083
2020	$458,217	$311,710	$218,548	$146,507
2019	$359,947	$303,138	$72,041	$56,809