NATIONAL CHARITY LEAGUE WHITTIER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1969

Legal Domicile

Principal Officer

CECILIA CAMACHO

Phone

5629470062

Tax Period

2024-06-01 to 2025-05-31

NATIONAL CHARITY LEAGUE WHITTIER, founded in 1969, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $216K in total revenue in fiscal year 2024. Revenue surged 48% from the prior year, signaling strong growth momentum. The organization ran a surplus of $75K, a strong 35% operating margin.

Mission

FOSTER MOTHER-DAUGHTER RELATIONSHIPS IN A PHILANTHROPIC ORGANIZATION COMMITTED TO COMMUNITY SERVICE, LEADERSHIP DEVELOPEMENT, AND CULTURAL EXPERIENCES.

Program Service Accomplishments

Program 1

Expenses: $124,284

INITIATE AND ENCOURAGE CHARITABLE ENDEAVORS AND TO FOSTER THE MOTHER-DAUGHTER RELATIONSHIP IN SOCIAL, CULTURAL, AND PHILANTHROPIC TRAINING. THE NCL EXPERIENCE INSPRIRES AND EMPOWERS WOMEN TO SUCCEED AS CONFIDENT, WELL-ROUNDED, AND SOCIALLY AWARE CONTRIBUTORS IN THEIR COMMUNITIES. SENIORS ARE RECOGNIZED AT AN ANNUAL SENIOR DINNER TRADITION. FUNDS RAISED ARE DISBURSED IN THE FOLLOWING YEAR FOR SCHOLARSHIPS AND TO PHILANTHROPIC CHARITABLE ORGANIZATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $45,350

Program Service Revenue $32,970

Investment Income $0

Other Revenue $137,353

TOTAL REVENUE $215,673

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $124,284

Other Expenses $140,433

TOTAL EXPENSES $140,433

Year-over-Year Comparison

	2024	2023	Change
Revenue	$215,673	$145,454	+0.5%
Expenses	$140,433	$128,587	+0.1%
Net Income	$75,240	$16,867	+3.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARIA COSIO CHAVEZ	DIRECTOR	2.50	Director	$0	$0	$0
ANDREA BARNEY	PRESIDENT ELECT	2.50	Director	$0	$0	$0
STACY LUCAS	VP PHILANTROPHY	2.50	Officer Director	$0	$0	$0
STACY MUSHAKIAN	VP NEW MEMBERS	2.50	Officer Director	$0	$0	$0
DANIELLE GALVAN	VP OF MEMBERSHIP	2.50	Officer Director	$0	$0	$0
LORENA GOMEZ	PARLIAMENTARIAN	2.50	Officer Director	$0	$0	$0
CHRISTI GALLON	TREASURER	2.50	Officer Director	$0	$0	$0
ISELA LOMELI	SECRETARY	2.50	Officer Director	$0	$0	$0
CECILIA CAMACHO	PRESIDENT	2.50	Officer Director	$0	$0	$0
ANITA BELLO	VP COMMUNICATIONS	2.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$215,673	$140,433	$77,443	$75,240
2024	$145,454	$128,587	$162,929	$16,867
2023	$197,525	$243,458	$169,606	$-45,933
2022	$215,230	$203,040	$215,539	$12,190
2021	$181,798	$124,037	$203,349	$57,761
2020	$117,943	$107,556	$145,588	$10,387
2019	$169,076	$148,338	$120,980	$20,738
2018	$104,540	$147,178	$100,242	$-42,638