SAN DIEGO LETTER CARRIERS INC (EIN 952872228) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1890

Legal Domicile

Principal Officer

RICARDO GUZMAN

Phone

8585500333

Tax Period

2023-01-01 to 2023-12-31

SAN DIEGO LETTER CARRIERS INC, founded in 1890, is a small nonprofit that reported $898K in total revenue in fiscal year 2023. Expenses of $1.0M exceeded revenue, resulting in a 14% operating deficit.

Mission

REPRESENTATION OF MEMBERS IN COLLECTIVE BARGANING AND ARBITRATION OF GRIEVANCE CASES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $896,406

Program Service Revenue $0

Investment Income $1,624

Other Revenue $335

TOTAL REVENUE $898,365

Expense Breakdown

Grants Paid $0

Salaries & Benefits $603,530

Fundraising Expenses $0

Other Expenses $422,094

TOTAL EXPENSES $1,025,624

Year-over-Year Comparison

	2023	2022	Change
Revenue	$898,365	$869,401	+0.0%
Expenses	$1,025,624	$1,024,238	+0.0%
Net Income	$-127,259	$-154,837	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$487,358

Total Directors

$17,808

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICARDO GUZMAN	PRESIDENT	40	Officer	$99,107	$0	$99,107
GEORGE ELIAS	EXEC VICE PRESIDENT	40	Officer	$98,122	$0	$98,122
CHARLES LEWIS	VICE PRESIDENT	40	Officer	$98,886	$0	$98,886
RAQUEL ACASIO	SECRETARY/TREASURER	40	Officer	$95,925	$0	$95,925
ANTONIO BURNELL	ASSIST SECRETARY/TREASURER	40	Officer	$95,318	$0	$95,318
ONOFRE ARAVALO	TRUSTEE	3	Director	$3,517	$0	$3,517
ROBERT AREVALO	TRUSTEE	2	Director	$3,206	$0	$3,206
FRANK BARRIOS JR	TRUSTEE	1	Director	$2,806	$0	$2,806
JAVIER JAUREGUI	TRUSTEE	3	Director	$3,524	$0	$3,524
MICHAEL NALUS	TRUSTEE	3	Director	$4,755	$0	$4,755

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$898,365	$1,025,624	$1,507,000	$-127,259
2022	$869,401	$1,024,238	$2,000,570	$-154,837
2021	$992,201	$751,892	$2,078,910	$240,309
2020	$922,522	$766,315	$1,838,601	$156,207
2019	$1,033,485	$1,075,142	$1,682,394	$-41,657

SAN DIEGO LETTER CARRIERS INC