CORAL THRIFT SHOP INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

JAMIE KALAMA

Phone

9494922385

Tax Period

2024-06-01 to 2025-05-31

CORAL THRIFT SHOP INC, founded in 1978, is a small nonprofit in the Public & Societal Benefit sector that reported $255K in total revenue in fiscal year 2024.

Mission

TO CONDUCT FUNDRAISING ACTIVITIES, INCLUDING THE OPERATION OF A THRIFT SHOP TO PROVIDE FUNDS FOR THE EDUCATIONAL ADVANCEMENT OF LOCAL CHILDREN AND OTHER CHARITABLE PURPOSES

Program Service Accomplishments

Program 1

Expenses: $112,912 Revenue: $129,297

OPERATED A THRIFT SHOP TO PROVIDE FUNDS FOR THE EDUCATIONAL ADVANCEMENT OF LOCAL CHILDREN AND OTHER CHARITABLE PURPOSES

Program 2

Expenses: $106,000 Revenue: $106,000

PROVIDED 90 SCHOLARSHIPS TO INDIVIDUALS FOR COLLEGE AND UNIVERSITY TUITION

Program 3

Expenses: $20,080 Revenue: $20,080

PROVIDED SIX EDUCATIONAL GRANTS TO TAX EXEMPT ORGANIZATIONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,794

Program Service Revenue $248,227

Investment Income $356

Other Revenue $0

TOTAL REVENUE $255,377

Expense Breakdown

Grants Paid $126,800

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $238,992

Other Expenses $124,524

TOTAL EXPENSES $251,324

Year-over-Year Comparison

	2024	2023	Change
Revenue	$255,377	$254,160	+0.0%
Expenses	$251,324	$239,146	+0.1%
Net Income	$4,053	$15,014	-0.7%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAISY HOWELL	President	5.50	Officer Director	$0	$0	$0
DOMINIQUE MARSHALL	VP-PHILANTHROPY	5.50	Officer Director	$0	$0	$0
THERESA CHECOCK	VP-HOSPITALITY	5.50	Officer Director	$0	$0	$0
SUZANNE MARTIN	VP-RECORD SECY	5.50	Officer Director	$0	$0	$0
JUDI HALVERSON	VP-MEMBERSHIP	5.50	Officer Director	$0	$0	$0
GAIL O'HEARN	VP-CORR SECY	5.50	Officer Director	$0	$0	$0
JAMIE KALAMA	Treasurer	5.50	Officer Director	$0	$0	$0
NANCY SUTTON	VP-PUBLICITY	5.50	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$255,377	$251,324	$173,497	$4,053
2024	$254,160	$239,146	$168,542	$15,014
2023	$208,088	$196,882	$153,628	$11,206
2022	$248,776	$186,511	$142,214	$62,265