WOMEN AT WORK (EIN 953411403) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Phone

6267966870

Tax Period

2018-07-01 to 2018-12-31

WOMEN AT WORK, founded in 1979, is a micro nonprofit that reported $284 in total revenue in fiscal year 2018. Revenue fell 100% from the prior year — a significant decline worth monitoring.

Mission

WOMEN AT WORK PROVIDES WEB-BASED JOB AND CAREER RESOURCE SERVICES WITH A MISSION TO HELP WOMEN REACH THEIR FULL EMPLOYMENT AND EARNINGS POTENTIAL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $163

Program Service Revenue $0

Investment Income $-447

Other Revenue $0

TOTAL REVENUE $-284

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $33,406

Other Expenses $46,032

TOTAL EXPENSES $46,032

Year-over-Year Comparison

	2018	2017	Change
Revenue	$-284	$69,400	-1.0%
Expenses	$46,032	$72,620	-0.4%
Net Income	$-46,316	$-3,220	+13.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CECILIA AVILA	Director	3.00	Director	$0	$0	$0
UMA SHRIVASTAVA	VP/Treasurer	3.00	Officer Director	$0	$0	$0
BARBARA MARTINOFF	Director	3.00	Director	$0	$0	$0
MELINDA CARMICHAEL	President	5.00	Officer Director	$0	$0	$0
VERA TELLER	Secretary	3.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$-284	$46,032	No data	$-46,316

WOMEN AT WORK