Friends of the Camarillo Library (EIN 953464905) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

Charles Spence

Phone

8053885585

Tax Period

2024-11-01 to 2025-10-31

Friends of the Camarillo Library, founded in 2010, is a small nonprofit in the Education sector that reported $175K in total revenue in fiscal year 2024.

Mission

Provide books, materials, and programs to the Camarillo Public Library for charitable and educational purposes.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $33,471

Program Service Revenue $0

Investment Income $450

Other Revenue $140,750

TOTAL REVENUE $174,671

Expense Breakdown

Grants Paid $134,028

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $171,774

Other Expenses $41,810

TOTAL EXPENSES $175,838

Year-over-Year Comparison

	2024	2023	Change
Revenue	$174,671	$180,413	0.0%
Expenses	$175,838	$183,060	0.0%
Net Income	$-1,167	$-2,647	-0.6%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Amanda Erwin	Chair	2.00	Director	$0	$0	$0
Jay Clancy	Board Member	2.00	Director	$0	$0	$0
Kristina Husher	Chair	5.00	Director	$0	$0	$0
Helen Andrews	Chair	10.00	Director	$0	$0	$0
Laura Losito	Board Member	3.00	Director	$0	$0	$0
Lynn Ryan	Chair	6.00	Director	$0	$0	$0
Doris Young	Board Member	7.00	Director	$0	$0	$0
Donnette Viado-Camacho	Chair	2.00	Director	$0	$0	$0
Rachel Jones	Chair	4.00	Director	$0	$0	$0
Kay Wolverton Ito	Former President	10.00	Officer	$0	$0	$0
Charles Spence	Treasurer	5.00	Officer	$0	$0	$0
Joline Warren	President	10.00	Officer	$0	$0	$0
Shilpa Pandey	Vice President	8.00	Officer	$0	$0	$0
Beverlee Abell	Secretary	2.00	Officer	$0	$0	$0
Paul Holmer-Monte	Corresponding Secretary	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$174,671	$175,838	$14,657	$-1,167
2024	$180,413	$183,060	$15,824	$-2,647
2023	$182,613	$184,296	$18,471	$-1,683
2022	$172,593	$177,933	$20,154	$-5,340
2021	$112,197	$111,032	$25,494	$1,165
2020	$109,700	$105,302	$24,329	$4,398
2019	$242,312	$247,083	$19,931	$-4,771
2018	$261,576	$258,482	$24,702	$3,094

Friends of the Camarillo Library