AMERICAN POSTAL WORKERS UNION (EIN 953525119) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

Ricardo Ruiz

Phone

9099812260

Tax Period

2024-01-01 to 2024-12-31

AMERICAN POSTAL WORKERS UNION, founded in 1973, is a small nonprofit that reported $943K in total revenue in fiscal year 2024. Expenses of $867K left a modest 8% surplus.

Mission

The mission of the organization is to represent the members for the purpose of training, securing adequate wages, fringe benefits, just and reasonable working conditions, and to promote the social awareness of its members

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $942,258

Investment Income $779

Other Revenue $0

TOTAL REVENUE $943,037

Expense Breakdown

Grants Paid $0

Salaries & Benefits $607,447

Fundraising Expenses $0

Program Expenses $0

Other Expenses $259,322

TOTAL EXPENSES $866,769

Year-over-Year Comparison

	2024	2023	Change
Revenue	$943,037	$987,386	0.0%
Expenses	$866,769	$938,778	-0.1%
Net Income	$76,268	$48,608	+0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$362,581

Total Directors

$74,549

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Ricardo Ruiz	President	40	Officer	$94,879	$0	$94,879
Assad Conley	Executive VP	40	Officer	$92,028	$0	$92,028
Rafael Perez	Secretary/Treasurer	40	Officer	$88,089	$0	$88,089
Joseph Macias	Vice President	40	Officer	$87,585	$0	$87,585
Patricia Narmore	Clerk Craft Director BA	40	Director	$68,401	$0	$68,401
Arthur King	MVS Craft Director	1	Director	$4,289	$0	$4,289
Nate Kindred	Maintenance Craft Director	0.5	Director	$1,859	$0	$1,859

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$943,037	$866,769	$349,479	$76,268
2023	$987,386	$938,778	$273,210	$48,608
2022	$904,800	$930,189	$257,010	$-25,389
2021	$824,612	$763,734	$274,596	$60,878
2020	$781,617	$774,499	$205,735	$7,118
2019	$773,822	$710,448	$212,827	$63,374
2018	$801,588	$801,613	$147,074	$-25

AMERICAN POSTAL WORKERS UNION