Templeton Chamber of Commerce (EIN 953754517) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Phone

8054341789

Tax Period

2020-01-01 to 2020-12-31

Templeton Chamber of Commerce, founded in 1981, is a micro nonprofit that reported $77K in total revenue in fiscal year 2020. Revenue fell 30% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $21K, a strong 27% operating margin.

Mission

The Organizaton is a Board of Trade formed to promote businesses in the Templeton Community through various activities.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $34,450

Program Service Revenue $43,027

Investment Income $4

Other Revenue $0

TOTAL REVENUE $77,481

Expense Breakdown

Grants Paid $0

Salaries & Benefits $30,165

Fundraising Expenses $0

Other Expenses $26,649

TOTAL EXPENSES $56,814

Year-over-Year Comparison

	2020	2019	Change
Revenue	$77,481	$110,798	-0.3%
Expenses	$56,814	$143,011	-0.6%
Net Income	$20,667	$-32,213	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$18,333

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jessica Main Hamilton	Executive Dir.	40.00	Director	$18,333	$0	$18,333
Eric Osborne	Director	0.00	Director	$0	$0	$0
Greg Modica	President	5.00	Officer Director	$0	$0	$0
Elizabeth Covert	Vice Chair	5.00	Director	$0	$0	$0
Megan Baltierra	Director	0.00	Officer Director	$0	$0	$0
Aimee Edsall	Director	0.00	Director	$0	$0	$0
Kathy Nutt	Secretary	0.00	Officer Director	$0	$0	$0
Jennifer Ecklund	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$77,481	$56,814	$31,089	$20,667
2019	$110,798	$143,011	$12,613	$-32,213
2018	$129,324	$111,899	$45,306	$17,425

Templeton Chamber of Commerce