POINTER ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

SCOTT DESCHENES

Phone

6192264509

Tax Period

2023-07-01 to 2024-06-30

POINTER ASSOCIATION, founded in 1983, is a community nonprofit in the Education sector that reported $1.1M in total revenue in fiscal year 2023. Revenue surged 23% from the prior year, signaling strong growth momentum. Expenses of $912K left a modest 14% surplus.

Mission

TO DEVELOP & PROVIDE RESOURCES FOR ENHANCING THE EDUCATIONAL ENVIRONMENT OF POINT LOMA HIGH SCHOOL (PLHS); TO KEEP ALUMNI CONNECTED TO EACH OTHER AND TO THE SCHOOL; TO MAXIMIZE INTERACTION BETWEEN STUDENTS, ALUMNI, PARENTS,

Program Service Accomplishments

Program 1

Expenses: $750,220 Revenue: $0

Support of school athletics and music including such expenses as travel, uniforms, equipment, entry fees and coaching support, etc.

Program 2

Expenses: $67,533 Revenue: $0

Program support to school activities such as Arts, Academics, ROTC, College nights and panels, scholarships

Program 3

Expenses: $84,680 Revenue: $0

Alumni and class events and programs

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $58,411

Program Service Revenue $987,511

Investment Income $13,023

Other Revenue $1,694

TOTAL REVENUE $1,060,639

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $902,433

Other Expenses $911,933

TOTAL EXPENSES $911,933

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,060,639	$862,820	+0.2%
Expenses	$911,933	$600,639	+0.5%
Net Income	$148,706	$262,181	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SCOTT DESCHENES	PRESIDENT	2.00	Officer	$0	$0	$0
MONIQUE DICKINSON	VICE PRESIDENT	2.00	Officer	$0	$0	$0
REBECCA TORRES	TREASURER	5.00	Officer	$0	$0	$0
COLLEEN COOK	SECRETARY	1.00	Officer	$0	$0	$0
NICHOLE TAYLOR	BOOSTER DIRECTOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,060,639	$911,933	$1,075,736	$148,706
2023	$862,820	$600,639	$927,619	$262,181
2022	$672,711	$571,787	$633,535	$100,924
2021	$225,175	$267,808	$532,610	$-42,633
2020	$573,759	$503,541	$574,240	$70,218
2019	$613,633	$654,061	$500,730	$-40,428
2018	$629,751	$599,140	$535,469	$30,611