ESCROW AGENTS' FIDELITY CORPORATION (EIN 953865680) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

DANIEL BOVILL

Phone

3104770044

Tax Period

2024-07-01 to 2025-06-30

ESCROW AGENTS' FIDELITY CORPORATION, founded in 1983, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $2.3M exceeded revenue, resulting in a 40% operating deficit.

Mission

THE PURPOSE OF ESCROW AGENTS' FIDELITY CORPORATION IS TO INDEMNIFY MEMBERS AGAINST LOSS OF TRUST OBLIGATIONS HELD BY A MEMBER AS A RESULT OF THE FRAUDULENT OR DISHONEST ABSTRACTION, MISAPPROPRIATION, OR EMBEZZLEMENT OF TRUST OBLIGATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,286,349

Investment Income $363,731

Other Revenue $20,369

TOTAL REVENUE $1,670,449

Expense Breakdown

Grants Paid $0

Salaries & Benefits $568,753

Fundraising Expenses $0

Other Expenses $1,777,963

TOTAL EXPENSES $2,346,716

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,670,449	$1,520,770	+0.1%
Expenses	$2,346,716	$1,188,329	+1.0%
Net Income	$-676,267	$332,441	-3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$316,481

Total Directors

$26,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NANCY SILBERBERG	VICE CHAIR	1.00	Officer Director	$2,400	$0	$2,400
TED BOYCE	DIRECTOR	2.00	Director	$2,000	$0	$2,000
PAT GARCIA	TREASURER	1.00	Officer Director	$2,400	$0	$2,400
JASON WATROUS	CHAIR	1.00	Officer Director	$2,400	$0	$2,400
ALICE TSANG LANCER	DIRECTOR	1.00	Director	$2,400	$0	$2,400
DAVE BROOKS	DIRECTOR	1.00	Director	$2,000	$0	$2,000
JENNIFER WOODARD	VICE CHAIR	1.00	Director	$1,600	$0	$1,600
JEFF SPRY	DIRECTOR	1.00	Director	$1,600	$0	$1,600
HEATHER SIRACUSA	SECRETARY	1.00	Officer Director	$2,400	$0	$2,400
CAREN GAGE	DIRECTOR	1.00	Director	$2,000	$0	$2,000
LUIS CARRION	DIRECTOR	1.00	Director	$2,000	$0	$2,000
FAY ARVIN	DIRECTOR	1.00	Director	$800	$0	$800
LAURA PADILLA	DIRECTOR (THRU 07/24)	1.00	Director	$2,000	$0	$2,000
DANIEL BOVILL	PRESIDENT	50.00	Officer	$261,774	$45,107	$306,881

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,670,449	$2,346,716	$8,823,562	$-676,267
2024	$1,520,770	$1,188,329	$8,369,434	$332,441
2023	$1,461,745	$1,125,686	$7,955,997	$336,059
2022	$1,393,505	$1,130,148	$7,303,662	$263,357
2021	$1,222,223	$1,062,093	$7,120,111	$160,130
2020	$987,483	$1,076,957	$6,920,729	$-89,474
2019	$1,204,894	$951,155	$6,960,289	$253,739

ESCROW AGENTS' FIDELITY CORPORATION