UFLAC BENEFITS TRUST (EIN 954326722) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

FREDDY ESCOBAR

Phone

2134852091

Tax Period

2022-07-01 to 2023-06-30

UFLAC BENEFITS TRUST, founded in 1994, is a mid-sized nonprofit that reported $23.2M in total revenue in fiscal year 2022. Expenses of $22.1M left a modest 5% surplus.

Mission

THE UFLAC BENEFITS TRUST IS A WELFARE BENEFIT PLAN PROVIDING MEDICAL,DENTAL, LONG TERM DISABILITY, LONG TERM CARE AND LIFE AND ACCIDENTALDEATH AND DISMEMBERMENT TO ELIGIBLE PARTICIPANTS AND THEIR DEPENDENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $22,958,109

Investment Income $239,598

Other Revenue $0

TOTAL REVENUE $23,197,707

Expense Breakdown

Grants Paid $0

Salaries & Benefits $749,446

Fundraising Expenses $0

Other Expenses $849,490

TOTAL EXPENSES $22,094,478

Year-over-Year Comparison

	2022	2021	Change
Revenue	$23,197,707	$22,799,101	+0.0%
Expenses	$22,094,478	$22,096,092	0.0%
Net Income	$1,103,229	$703,009	+0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$193,520

Total Directors

$478,637

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FREDDY ESCOBAR	CHAIRMAN	5.00	Officer Director	$0	$0	$115,962
DOMINGO ALBARRAN JR	VICE-CHAIRMAN (THRU 12/31/22)	10.00	Officer Director	$0	$0	$77,558
DAVE RILES	TRUSTEE	5.00	Director	$93	$0	$67,660
RICHARD RAMIREZ	TRUSTEE	5.00	Director	$0	$0	$67,647
SHAWN CONNOLY	TRUSTEE	5.00	Director	$85	$0	$67,386
KENT KOFFLER	TRUSTEE	5.00	Director	$0	$0	$67,207
RYAN QUIGLEY	TRUSTEE (THRU 12/31/22)	5.00	Director	$6,703	$0	$6,703
ROBERT STEINBACHER	TRUSTEE	5.00	Director	$6,000	$0	$6,000
DREON BROWN	TRUSTEE	5.00	Director	$2,514	$0	$2,514
JASON POWELL	VICE-CHAIRMAN (EFF. 1/1/23)	10.00	Officer Director	$0	$0	$0
STEPHANIE SAVRE	TRUSTEE (THRU 1/31/23)	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$23,197,707	$22,094,478	$11,957,246	$1,103,229
2022	$22,799,101	$22,096,092	$10,842,780	$703,009
2021	$22,230,938	$21,213,657	$12,153,836	$1,017,281
2020	$22,945,725	$22,237,937	$11,336,488	$707,788
2019	$23,966,963	$23,838,683	$10,084,645	$128,280
2018	$24,868,214	$24,384,166	$10,042,924	$484,048

UFLAC BENEFITS TRUST