DREAMS TO REALITY FOUNDATION

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

Christopher Matthew Spencer

Phone

6193693076

Tax Period

2021-01-01 to 2021-12-31

DREAMS TO REALITY FOUNDATION, founded in 1993, is a micro nonprofit in the Human Services sector that reported $74K in total revenue in fiscal year 2021. Revenue surged 42% from the prior year, signaling strong growth momentum. Expenses of $94K exceeded revenue, resulting in a 26% operating deficit.

Mission

To distribute aid, directly and indirectly, to the needy, unprosperous, afflicted, and indigent persons worldwide.

Program Service Accomplishments

Program 1

Expenses: $14,097 Revenue: $0

Assisting other organizations that help the low income and homeless.

Program 2

Expenses: $14,438 Revenue: $0

Direct assistance with food and provisions for low income and homeless persons.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $3,115

Other Revenue $71,359

TOTAL REVENUE $74,474

Expense Breakdown

Grants Paid $14,097

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $28,535

Other Expenses $79,441

TOTAL EXPENSES $93,538

Year-over-Year Comparison

	2021	2020	Change
Revenue	$74,474	$52,352	+0.4%
Expenses	$93,538	$50,618	+0.8%
Net Income	$-19,064	$1,734	-12.0%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Christopher Matthew Spencer	President/Director	5	Officer Director	$0	$0	$0
Carol Anne Rizvi	Secretary/Director	5	Officer Director	$0	$0	$0
Danny De Lillo	Treasurer/Director	5	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$74,474	$93,538	$10,131	$-19,064
2020	$85,262	$63,001	$29,195	$22,261