United Food and Commercial Workers Allied Trades Trust Fund (EIN 956047046) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

Lynn Nelson

Phone

8008425899

Tax Period

2023-12-01 to 2024-11-30

United Food and Commercial Workers Allied Trades Trust Fund, founded in 1961, is a community nonprofit that reported $1.5M in total revenue in fiscal year 2023. Revenue grew 16% year-over-year, indicating healthy expansion. The organization ran a surplus of $338K, a strong 23% operating margin.

Mission

United Food and Commercial Workers Allied Trades Trust Fund is a multiemployer defined benefit welfare plan providing medical-hospital, prescription drug, life and accidental death benefits.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,283,037

Investment Income $173,689

Other Revenue $0

TOTAL REVENUE $1,456,726

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,118,806

Other Expenses $206,292

TOTAL EXPENSES $1,118,806

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,456,726	$1,253,712	+0.2%
Expenses	$1,118,806	$711,506	+0.6%
Net Income	$337,920	$542,206	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Roy Sessions	Trustee	001.00	Director	$0	$0	$0
Joseph Spinelli	Trustee	001.00	Director	$0	$0	$0
Greg M Conger	Trustee	001.00	Director	$0	$0	$0
Yesenia Gonsales	Trustee	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,456,726	$1,118,806	$3,446,303	$337,920
2023	$1,253,712	$711,506	$2,826,950	$542,206
2022	$960,828	$698,246	$2,374,444	$262,582
2021	$1,048,388	$717,830	$2,347,923	$330,558
2020	$1,242,934	$1,079,208	$1,975,864	$163,726
2019	$975,299	$1,170,127	$1,760,985	$-194,828
2018	$759,123	$1,191,834	$2,359,596	$-432,711

United Food and Commercial Workers Allied Trades Trust Fund