CALIFORNIA FEDERATION OF WOMEN'S CLUBS WOMAN'S CLUB OF HERMOSA BEACH (EIN 956056180) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

ROBIN BOSMAJIAN

Phone

3107020864

Tax Period

2024-06-01 to 2025-05-31

CALIFORNIA FEDERATION OF WOMEN'S CLUBS WOMAN'S CLUB OF HERMOSA BEACH, founded in 1923, is a micro nonprofit in the Community Improvement sector that reported $56K in total revenue in fiscal year 2024. Expenses of $48K left a modest 14% surplus.

Mission

THE MISSION OF THE WOMAN'S CLUB OF HERMOSA BEACH AS A NON-PROFIT ORGANIZATION IS COMMUNITY SERVICE. THROUGH PHILANTHROPIC,CIVIC AND CULTURAL PURSUITS PROVIDED BY VOLUNTEERS COMMITTED TO THE COMMUNITY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $14,273

Program Service Revenue $0

Investment Income $18,282

Other Revenue $22,998

TOTAL REVENUE $55,553

Expense Breakdown

Grants Paid $19,540

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $47,512

Other Expenses $27,972

TOTAL EXPENSES $47,512

Year-over-Year Comparison

	2024	2023	Change
Revenue	$55,553	$51,931	+0.1%
Expenses	$47,512	$47,422	+0.0%
Net Income	$8,041	$4,509	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BETSY RUBINO	1ST VICE PRESIDENT	2.00	Director	$0	$0	$0
PENNY FRIEDRICH	2ND VICE PRESIDENT	2.00	Director	$0	$0	$0
FELICIA BORSARI	2ND VICE PRESIDENT	2.00	Director	$0	$0	$0
DIANE SAIGN	3RD VICE PRESIDENT	2.00	Director	$0	$0	$0
LULU BUFFETT	3RD VICE PRESIDENT	2.00	Director	$0	$0	$0
SHERRY FRITZEL	PARLIAMENTARIAN	2.00	Director	$0	$0	$0
AMY SANTA CRUZ	RECORDING SECRETARY	2.00	Director	$0	$0	$0
ELKA WORNER	CORRESPONDENT SECRETARY	2.00	Director	$0	$0	$0
KIM NOWAK	TREASURER	2.00	Director	$0	$0	$0
KAY MOORE	FINANCIAL SECRETARY	2.00	Director	$0	$0	$0
ROBIN BOZMAJIAN	FINANCIAL REVIEWER	2.00	Director	$0	$0	$0
MINDY LIGOS	PRESIDENT	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$55,553	$47,512	$628,676	$8,041
2024	$51,931	$47,422	$603,166	$4,509
2023	$48,693	$33,564	$525,714	$15,129
2022	$25,309	$170,881	$584,208	$-145,572
2021	$146,919	$42,583	$709,572	$104,336
2020	$69,600	$79,415	$599,912	$-9,815
2019	$82,945	$36,088	$544,335	$46,857

CALIFORNIA FEDERATION OF WOMEN'S CLUBS WOMAN'S CLUB OF HERMOSA BEACH