UNITED FOOD & COMMERCIAL WORKERS UNION LOCAL 480 CLC (EIN 990110735) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1958

Legal Domicile

Principal Officer

PATRICK K LOO PRESIDENT

Phone

8089427778

Tax Period

2023-01-01 to 2023-12-31

UNITED FOOD & COMMERCIAL WORKERS UNION LOCAL 480 CLC, founded in 1958, is a community nonprofit that reported $2.9M in total revenue in fiscal year 2023. Expenses of $2.7M left a modest 6% surplus.

Mission

to organize workers within its jurisdiction into a single organization for the purposes of collectively bargaining of wages, benefits and working conditions and to improve the education and social awareness of its membership.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,742,048

Investment Income $16,935

Other Revenue $115,748

TOTAL REVENUE $2,874,731

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,163,597

Fundraising Expenses $0

Other Expenses $1,526,638

TOTAL EXPENSES $2,690,235

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,874,731	$2,667,211	+0.1%
Expenses	$2,690,235	$2,252,909	+0.2%
Net Income	$184,496	$414,302	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$639,816

Total Directors

$682,134

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PATRICK K LOO	PRESIDENT	50.0	Officer Director	$232,937	$61,798	$294,735
GWEN K RULONA	SECRETARY/TREASURER	55.0	Officer Director	$186,539	$29,765	$216,304
RUSTI K GEPHART	VICE PRESIDENT	40.0	Officer Director	$101,447	$27,330	$128,777
CHRISTINA GARRETT	VICE PRESIDENT - PAST	1.0	Director	$26,231	$10,337	$36,568
MARCELLO T ARMODIA	vice president	1.0	Director	$2,400	$0	$2,400
ED KAPAHU	VICE PRESIDENT	1.0	Director	$550	$0	$550
MICHAEL M GUILLEN	VICE PRESIDENT	1.0	Director	$500	$0	$500
ARLEEN M TESORO	VICE PRESIDENT	1.0	Director	$450	$0	$450
MARK M PINNOW	VICE PRESIDENT	1.0	Director	$400	$0	$400
LEHUA LAWTHER	VICE PRESIDENT	1.0	Director	$400	$0	$400
KEALA SANTOS	VICE PRESIDENT	1.0	Director	$400	$0	$400
TIMOTHY DUFFY	VICE PRESIDENT	1.0	Director	$350	$0	$350
LAHELA L YAMADA OLOGANI	VICE PRESIDENT	1.0	Director	$300	$0	$300

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,874,731	$2,690,235	$5,070,742	$184,496
2022	$2,667,211	$2,252,909	$4,912,934	$414,302
2021	$2,528,557	$2,003,493	$4,521,835	$525,064
2020	$2,544,541	$2,054,775	$4,023,781	$489,766
2019	$2,134,773	$2,050,689	$3,563,609	$84,084
2018	$2,135,765	$1,959,546	$3,533,843	$176,219

UNITED FOOD & COMMERCIAL WORKERS UNION LOCAL 480 CLC