SUTTER INSURANCE SERVICES CORPORATION (EIN 990289310) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

Gena Peyton

Phone

9162866665

Tax Period

2023-01-01 to 2023-12-31

SUTTER INSURANCE SERVICES CORPORATION, founded in 1992, is a major nonprofit in the Mutual Benefit sector that reported $109.5M in total revenue in fiscal year 2023. Revenue surged 190% from the prior year, signaling strong growth momentum. The organization ran a surplus of $30.1M, a strong 27% operating margin.

Mission

MISSION STATEMENT: MISSION: CARING FOR OUR PATIENTS FIRST AND OUR PEOPLE ALWAYS. VISION: TO BE THE MOST COMPREHENSIVE, INTEGRATED AND CONNECTED HEALTH SYSTEM FOR GETTING AND STAYING WELL. VALUES: EXCELLENCE - We deliver high-quality, equitable care and take on the toughest challenges. CURIOSITY - We are constantly learning and creating new ways to advance healthcare. TEAMWORK - We collaborate with humility and solve for ONE Sutter. COMPASSION - We show empathy and understanding in every personal interaction. INCLUSION - We respect our differences and similarities, and cultivate a sense of belonging. INTEGRITY - We earn trust by doing the right thing and delivering on our commitments.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $76,180,234

Investment Income $32,980,985

Other Revenue $382,937

TOTAL REVENUE $109,544,156

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $77,453,706

Other Expenses $79,477,149

TOTAL EXPENSES $79,477,149

Year-over-Year Comparison

	2023	2022	Change
Revenue	$109,544,156	$37,815,206	+1.9%
Expenses	$79,477,149	$42,947,137	+0.9%
Net Income	$30,067,007	$-5,131,931	-6.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$16,216,893

Total Directors

$20,747,781

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WARNER THOMAS	PRESIDENT & CEO, SH	2.0	Officer Director	$0	$3,044,014	$11,749,287
SARAH KREVANS	EMERITUS CEO, SUTTER HEALTH	0.0		$0	$8,862	$4,106,293
BRIAN DEAN	SH SVP, CFO	1.0	Director	$0	$278,381	$3,562,932
FLORENCE DI BENEDETTO	SH SVP/GENERAL COUNSEL	2.0	Officer Director	$0	$190,862	$2,445,127
DOMINIC NAKIS	SH Interim CFO	1.0	Director	$0	$0	$1,353,843
PAM MARINO	SH VP, Chief Legal Officer	2.0	Officer Director	$0	$65,665	$877,571
GENA PEYTON	SH VP, Chief Risk Off.(Pt-yr)	2.0	Officer Director	$0	$37,913	$506,523
SUSAN BURCHIEL	CFO, SISCO	1.0	Officer	$0	$81,938	$385,887
BONNIE GEORGE	SH VP, CHIEF RISK OFF. (PT-YR)	2.0	Officer Director	$0	$1,147	$252,498

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$109,544,156	$79,477,149	$394,281,351	$30,067,007
2022	$37,815,206	$42,947,137	$348,347,309	$-5,131,931
2021	$101,942,458	$67,975,923	$351,696,464	$33,966,535
2020	$102,668,323	$79,595,491	$309,985,240	$23,072,832
2019	$87,785,101	$72,993,063	$265,198,591	$14,792,038
2018	$62,820,158	$47,884,919	$229,794,500	$14,935,239

SUTTER INSURANCE SERVICES CORPORATION