COACHELLA VALLEY CLASSICAL VOICES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

STEPHEN D BAKER

Phone

4082020264

Tax Period

2025-02-01 to 2026-01-31

COACHELLA VALLEY CLASSICAL VOICES, founded in 2024, is a micro nonprofit in the Arts, Culture & Humanities sector that reported $61K in total revenue in fiscal year 2025. The organization ran a surplus of $14K, a strong 23% operating margin.

Mission

The purpose of the Corporation shall include without limitation, assembling and developing local singers performing quality music. Through its musical performances, the Corporation makes a positive contribution to the community by providing educational, cultural, and social enrichment.

Program Service Accomplishments

Program 1

Expenses: $100 Revenue: $1,856

PROVIDE CONCERTS FOR MEMBERS OF PUBLIC AND DONORS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $59,619

Program Service Revenue $1,000

Investment Income $0

Other Revenue $0

TOTAL REVENUE $60,619

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $2,001

Program Expenses $100

Other Expenses $46,902

TOTAL EXPENSES $46,902

Year-over-Year Comparison

	2025	2024	Change
Revenue	$60,619	$62,963	0.0%
Expenses	$46,902	$17,578	+1.7%
Net Income	$13,717	$45,385	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✓ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✓ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EVAN CHORNEY-SANCHEZ	BOARD MEMBER	5.00	Director	$0	$0	$0
CHARLES GALLAGHER	BOARD MEMBER	5.00	Director	$0	$0	$0
PAUL TAPIA	BOARD MEMBER	5.00	Director	$0	$0	$0
JOE GIARRUSSO	BOARD MEMBER	5.00	Director	$0	$0	$0
STEPHEN BAKER D BAKER	PRESIDENT	10.00	Officer	$0	$0	$0
TRAVIS C DETWILER	VICE PRESIDENT	5.00	Officer	$0	$0	$0
RESEMARIE VACANO	TREASURER	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$60,619	$46,902	$59,658	$13,717