SPEAK (EIN 991383454) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Phone

8478636288

Tax Period

2025-01-01 to 2025-12-31

SPEAK, founded in 2024, is a micro nonprofit in the Mental Health sector that reported $93K in total revenue in fiscal year 2025. Expenses of $84K left a modest 10% surplus.

Mission

Empowering AAPI community wellbeing through education, advocacy, research & services.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $92,226

Program Service Revenue $0

Investment Income $696

Other Revenue $0

TOTAL REVENUE $92,922

Expense Breakdown

Grants Paid $0

Salaries & Benefits $63,565

Fundraising Expenses $0

Program Expenses $64,565

Other Expenses $20,058

TOTAL EXPENSES $83,623

Year-over-Year Comparison

	2025	2024	Change
Revenue	$92,922	$88,309	+0.1%
Expenses	$83,623	$40,582	+1.1%
Net Income	$9,299	$47,727	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$20,818

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Teresa Hsu	Founder	14.00	Director	$20,818	$0	$20,818
Komala Ramachandra	Director	6.00	Director	$0	$0	$0
Marjorie Hsu	Director	8.00	Director	$0	$0	$0
May Tang	Director	5.00	Director	$0	$0	$0
Peggy Loo	Director	4.00	Director	$0	$0	$0
Nicole Benedicto	Director	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$92,922	$83,623	$14,799	$9,299
2024	No data	No data	No data	No data

SPEAK