CMIGRA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

GERARDO LOPEZ

Phone

3465016886

Tax Period

2025-01-01 to 2025-12-31

CMIGRA, founded in 2024, is a small nonprofit that reported $202K in total revenue in fiscal year 2025. Revenue surged 44% from the prior year, signaling strong growth momentum.

Mission

TO NBSP;PROVIDE NBSP;EDUCATIONAL NBSP;COMMUNITY NBSP;AND NBSP;OUTREACH NBSP;PROGRAMS NBSP;THAT NBSP;SUPPORT NBSP;PERSONAL NBSP;DEVELOPMENT NBSP;LEADERSHIP NBSP;AND NBSP;SOCIAL NBSP;ASSISTANCE NBSP;INITIATIVES

Program Service Accomplishments

Program 1

Expenses: $215,633 Revenue: $201,932

COMMUNITY OUTREACH AND EDUCATIONAL SUPPORT ACTIVITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $55,115

Program Service Revenue $146,817

Investment Income $0

Other Revenue $0

TOTAL REVENUE $201,932

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $215,633

Other Expenses $215,633

TOTAL EXPENSES $215,633

Year-over-Year Comparison

	2025	2024	Change
Revenue	$201,932	$140,496	+0.4%
Expenses	$215,633	$130,797	+0.6%
Net Income	$-13,701	$9,699	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GERARDO LOPEZ	PRESIDENT	004.00	Officer Director	$0	$0	$0
NESTRO SALDIVAR	ACADEMIC DIRECTOR	004.00	Officer	$0	$0	$0
ROBERTO CRUZ	MEMBERSHIP DIRECTOR	004.00	Officer	$0	$0	$0
PAULINA HERMANDEZ	ADMINISTRATIVE DIRECTOR	004.00	Officer	$0	$0	$0
ZOILIBEL SUAREZ	COMMUNICATIONS DIRECTOR	004.00	Officer	$0	$0	$0
INGRID QUINTERO	PROJECT DIRECTOR	004.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$201,932	$215,633	$739	$-13,701