BLACK CHAMBERS OF COMMERCE SUMMIT COUNTY (EIN 993269962) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

ROBERT DEJOURNETT

Phone

3309133835

Tax Period

2025-01-01 to 2025-12-31

BLACK CHAMBERS OF COMMERCE SUMMIT COUNTY, founded in 2024, is a small nonprofit in the Community Improvement sector that reported $240K in total revenue in fiscal year 2025. The organization ran a surplus of $48K, a strong 20% operating margin.

Mission

The Black Chamber of Commerce Summit County develops, empowers, promotes and supports Black-owned businesses by providing resources and a unified voice advocating for the interest of Black-owned businesses to thrive, achieve success, and amplify their contributions to community

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $240,359

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $240,359

Expense Breakdown

Grants Paid $0

Salaries & Benefits $124,821

Fundraising Expenses $54,275

Program Expenses $48,456

Other Expenses $67,980

TOTAL EXPENSES $192,801

Year-over-Year Comparison

	2025	2024	Change
Revenue	$240,359	$240,359	N/A
Expenses	$192,801	N/A	N/A
Net Income	$47,558	$240,359	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
JUDI HILL	BOARD PRESIDENT CHAIRPERSON	Director	$0	$0	$0
TRACY MARBURY	BOARD VICE PRESIDENT	Director	$0	$0	$0
CRISTINA TORRENCE	BOARD TREASURER	Director	$0	$0	$0
DR LELA LOVE	BOARD SECRETARY	Director	$0	$0	$0
RACHEL BRIDENSTINE	BOARD MEMBER	Director	$0	$0	$0
HANNA LORE GAMBRELL	BOARD MEMBER	Director	$0	$0	$0
ANUP GUPTA	BOARD MEMBER	Director	$0	$0	$0
SUE LACY	BOARD MEMBER	Director	$0	$0	$0
RON PAYDO	BOARD MEMBER	Director	$0	$0	$0
IKE SAMSONAKPAN	BOARD MEMBER	Director	$0	$0	$0
ROBERT WATTLEY III	BOARD MEMBER	Director	$0	$0	$0
MONAQUI PORTER YOUNG	BOARD MEMBER	Director	$0	$0	$0
RITA MCNEIL DANISH	BOARD MEMBER	Director	$0	$0	$0
ROBERT DEJOURNETT	PRESIDENT CEO	Officer	$0	$0	$0
MISTY BEASLY	COO	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$240,359	$192,801	$107,796	$47,558

BLACK CHAMBERS OF COMMERCE SUMMIT COUNTY