TOGETHER FOR THE FAMILY USA INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

Izdihar Kassis

Phone

2076911348

Tax Period

2025-01-01 to 2025-12-31

TOGETHER FOR THE FAMILY USA INC, founded in 2024, is a small nonprofit in the Human Services sector that reported $328K in total revenue in fiscal year 2025. Revenue surged 802% from the prior year, signaling strong growth momentum. Expenses of $287K left a modest 13% surplus.

Mission

To provide financial support to the ministry of Together for the Family in Lebanon.

Program Service Accomplishments

Program 1

Expenses: $286,000 Revenue: $0

We provided substantial financial support to the Together for the Family ministry in Lebanon. This resulted in the provisions of education, vocational training, medical and dental services, trauma...

We provided substantial financial support to the Together for the Family ministry in Lebanon. This resulted in the provisions of education, vocational training, medical and dental services, trauma counseling, food, heating fuel, clothing and disaster relief to refugees in the Bekaa valley.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $327,810

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $327,810

Expense Breakdown

Grants Paid $286,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $286,000

Other Expenses $551

TOTAL EXPENSES $286,551

Year-over-Year Comparison

	2025	2024	Change
Revenue	$327,810	$36,352	+8.0%
Expenses	$286,551	N/A	N/A
Net Income	$41,259	$36,352	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Izdihar Kassis	President	50	Officer	$0	$0	$0
Nancy Hamalian	Secretary	0	Officer	$0	$0	$0
Amy Jensen	Vice President	2	Officer	$0	$0	$0
Judd Jensen	Treasurer	5	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$327,810	$286,551	$77,595	$41,259