Opportunities for Change OFC (EIN 994847008) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

Mary Ng Dooley

Phone

6507044514

Tax Period

2025-01-01 to 2025-12-31

Opportunities for Change OFC, founded in 2024, is a small nonprofit in the Housing & Shelter sector that reported $275K in total revenue in fiscal year 2025. Revenue surged 780% from the prior year, signaling strong growth momentum.

Mission

The OFC Mission is to provide opportunities for change to those who want to become strong, inspired, courageous, and compassionate individuals creating a positive presence for their communities. OFC operates innovative Transitional/Reentry Supportive Housing Programs that focus on serving Men with Incarceration, Homelessness, and Addiction Recovery challenges.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $195,304

Program Service Revenue $80,025

Investment Income $0

Other Revenue $0

TOTAL REVENUE $275,329

Expense Breakdown

Grants Paid $0

Salaries & Benefits $52,500

Fundraising Expenses $0

Program Expenses $285,623

Other Expenses $233,123

TOTAL EXPENSES $285,623

Year-over-Year Comparison

	2025	2024	Change
Revenue	$275,329	$31,298	+7.8%
Expenses	$285,623	$21,004	+12.6%
Net Income	$-10,294	$10,294	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$52,500

Total Directors

$52,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Terrell Bernard Pena	Chairman	60.00	Officer Director	$17,500	$0	$17,500
Mary Ng Dooley	CFO	60.00	Officer Director	$17,500	$0	$17,500
Rachel Songer Chouinard	COO	60.00	Officer Director	$17,500	$0	$17,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$275,329	$285,623	No data	$-10,294

Opportunities for Change OFC