TENNESSEE SELF-INSURERS' GUARANTY ASSOCIATION

EIN: 995014821 Mutual Benefit

NASHVILLE, TN

Total Revenue
$1,026,938
Total Expenses
$301,617
Total Assets
$875,321
Net Assets
$725,321
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2024
Legal Domicile
TN
Principal Officer
BRADLEY JACKSON
Phone
6159698938
Tax Period
2025-01-01 to 2025-12-31

TENNESSEE SELF-INSURERS' GUARANTY ASSOCIATION, founded in 2024, is a community nonprofit in the Mutual Benefit sector that reported $1.0M in total revenue in fiscal year 2025. The organization ran a surplus of $725K, a strong 71% operating margin.

Mission

ALL COMPANIES LICENSED TO BE SELF-INSURED EMPLOYERS BY THE TENNESSEE COMMISSIONER OF INSURANCE AT THE TIME OF THE ACT'S PASSAGE OR SUBSEQUENTLY LICENSED, ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. THE ASSOCIATION'S EXPENSES AND BENEFITS ARE FUNDED THROUGH MANDATORY ASSESSMENTS OF THE MEMBERSHIP.

Program Service Accomplishments

Program 1

THE ASSOCIATION IS LIABLE FOR THE WORKER COMPENSATION LIABILITIES OF ANY MEMBER SELF-INSURED WHO BECOMES INSOLVENT AND FAILS TO MEET WORKER COMPENSATION OBLIGATIONS FOR THE PAYMENT OF MEDICAL BILLS...

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THE ASSOCIATION IS LIABLE FOR THE WORKER COMPENSATION LIABILITIES OF ANY MEMBER SELF-INSURED WHO BECOMES INSOLVENT AND FAILS TO MEET WORKER COMPENSATION OBLIGATIONS FOR THE PAYMENT OF MEDICAL BILLS OR BENEFITS TO THEIR TENNESSEE-BASED EMPLOYEES OR FORMER EMPLOYEES PURSUANT TO TENNESSEE LAW. THE ASSOCIATION ENGAGES IN ACTIVITY FOR THE PURPOSE OF PREPARING TO MEET OR MEETING THE LIABILTIES OF INSOLVENT MEMBER SELF-INSUREDS. ALL FUNDING AND EXPENDITURES ARE FURTHER ALLOCATED TOWARDS THIS PURPOSE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,022,384
Investment Income $0
Other Revenue $4,554
TOTAL REVENUE $1,026,938

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $301,617
TOTAL EXPENSES $301,617

Year-over-Year Comparison

2025 2024 Change
Revenue $1,026,938 N/A N/A
Expenses $301,617 N/A N/A
Net Income $725,321 $0 N/A
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
5
Independent Members
5
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
5
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ROB BEHNKE CHAIRMAN/DIRECTOR 0.50
Officer Director
$0 $0 $0
BAILEY PIPKIN DIRECTOR 0.50
Director
$0 $0 $0
STEVEN LORADY TREASURER/DIRECTOR 0.50
Officer Director
$0 $0 $0
CONNIE DOWNUM SECRETARY/DIRECTOR 0.50
Officer Director
$0 $0 $0
BRADLEY JACKSON EXECUTIVE DIRECTOR 1.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,026,938 $301,617 $875,321 $725,321
2024 No data No data No data No data
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