ST PAUL APARTMENTS INC (EIN 237053044) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

EMILY COOK

Phone

4787450829

Tax Period

2025-01-01 to 2025-12-31

ST PAUL APARTMENTS INC, founded in 1968, is a community nonprofit that reported $2.5M in total revenue in fiscal year 2025. Expenses of $2.3M left a modest 10% surplus.

Mission

PROVIDE ELDERLY FAMILIES AND PERSONS ON A NON-PROFIT BASIS RENTAL HOUSING AND RELATED FACILITIES AND SERVICES SPECIFICALLY DESIGNED TO MEET THE PHYSICAL, SOCIAL AND PSYCHOLOGICAL NEEDS OF THE AGED.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,298,290

Investment Income $36,781

Other Revenue $203,413

TOTAL REVENUE $2,538,484

Expense Breakdown

Grants Paid $0

Salaries & Benefits $748,742

Fundraising Expenses $0

Program Expenses $1,988,908

Other Expenses $1,539,964

TOTAL EXPENSES $2,288,706

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,538,484	$2,494,534	+0.0%
Expenses	$2,288,706	$2,350,454	0.0%
Net Income	$249,778	$144,080	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HANK MILLIS	BOARD MEMBER	N/A	Director	$0	$0	$0
CARLENE MASSEY	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
EMILY COOK	PRESIDENT	N/A	Officer Director	$0	$0	$0
STUART DAVIS	SECRETARY	N/A	Officer Director	$0	$0	$0
TERRI KRAMER	BOARD MEMBER	N/A	Director	$0	$0	$0
ROBERT MCCOMMON	TREASURER	N/A	Officer Director	$0	$0	$0
DANNY GREENE	BOARD MEMBER	N/A	Director	$0	$0	$0
THOMAS COLE	BOARD MEMBER	N/A	Director	$0	$0	$0
ANDREA FREEMAN	BOARD MEMBER	N/A	Director	$0	$0	$0
BRYAN HINSON	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,538,484	$2,288,706	$3,548,571	$249,778
2024	No data	No data	No data	No data
2023	$1,966,953	$1,775,345	$3,177,233	$191,608
2022	$1,814,290	$1,645,714	$3,032,254	$168,576
2021	$1,855,711	$1,724,014	$2,926,371	$131,697
2020	$1,797,545	$1,838,313	$2,906,716	$-40,768
2019	$1,837,157	$1,897,660	$3,044,265	$-60,503

ST PAUL APARTMENTS INC