LIVE-THRIVE INC (EIN 273345319) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Phone

4046006386

Tax Period

2024-01-01 to 2024-12-31

LIVE-THRIVE INC, founded in 2010, is a community nonprofit in the Environment sector that reported $1.6M in total revenue in fiscal year 2024. Expenses of $2.0M exceeded revenue, resulting in a 22% operating deficit.

Mission

LIVE-THRIVe's mission is TO EMPOWER PEOPLE, ORGANIZATIONS, COMMUNITIES AND BUSINESSES TO MAKE POSITIVE, HEALTHY AND SUSTAINABLE CHANGES TO THE ENVIRONMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $902,936

Program Service Revenue $731,327

Investment Income $-10,861

Other Revenue $1

TOTAL REVENUE $1,623,403

Expense Breakdown

Grants Paid $0

Salaries & Benefits $823,647

Fundraising Expenses $58,108

Program Expenses $1,676,748

Other Expenses $1,162,061

TOTAL EXPENSES $1,985,708

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,623,403	$1,609,674	+0.0%
Expenses	$1,985,708	$1,597,941	+0.2%
Net Income	$-362,305	$11,733	-31.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$125,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PEGGY WHITLOW RATCLIFFE	Executive Dir.	50.00	Officer	$125,000	$0	$125,000
KRISTEN BOEHLY	BOARD MEMBER	0.25	Director	$0	$0	$0
MATT CARTER	BOARD MEMBER	0.25	Director	$0	$0	$0
LAURA CLOUSING	BOARD MEMBER	0.25	Director	$0	$0	$0
STEVE HARRELL	BOARD MEMBER	0.25	Director	$0	$0	$0
BRITTANY JUDSON	BOARD MEMBER	0.25	Director	$0	$0	$0
STEPHEN KLEIN	BOARD MEMBER	0.25	Director	$0	$0	$0
MEREDITH LINDVALL	BOARD MEMBER	0.25	Director	$0	$0	$0
NICHOLAS NIESPODZIANI	BOARD MEMBER	0.25	Director	$0	$0	$0
ANU PIDURU	BOARD MEMBER	0.25	Director	$0	$0	$0
ROBIN DELMER	BOARD MEMBER	0.25	Director	$0	$0	$0
SARAH BAXLEY	BOARD MEMBER	0.25	Director	$0	$0	$0
NICOLE RAY	BOARD MEMBER	0.25	Director	$0	$0	$0
STEPHANIE TETA	BOARD MEMBER	0.25	Director	$0	$0	$0
ALFRED CHAHINE	BOARD MEMBER	0.25	Director	$0	$0	$0
ALYSSA MOSKOWITZ	BOARD MEMBER	0.25	Director	$0	$0	$0
ADAM TREIBEL	Treasurer	1.25	Officer Director	$0	$0	$0
HERMAN MANNINGS	Secretary	0.50	Officer Director	$0	$0	$0
KATIE MALKIN	Vice President	0.25	Officer Director	$0	$0	$0
TAMMY STUBBS	President	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,623,403	$1,985,708	$1,225,905	$-362,305
2023	$1,609,674	$1,597,941	$1,531,311	$11,733
2022	$1,779,462	$1,245,297	$1,635,192	$534,165
2021	$1,229,888	$881,809	$1,073,818	$348,079
2020	$737,888	$654,965	$623,292	$82,923
2019	$460,150	$633,246	$547,334	$-173,096
2018	$770,985	$420,015	$688,165	$350,970

LIVE-THRIVE INC