Students Without Mothers Inc (EIN 432046551) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

Mary Torrence Williams

Phone

4049229011

Tax Period

2025-01-01 to 2025-12-31

Students Without Mothers Inc, founded in 2004, is a small nonprofit in the Education sector that reported $270K in total revenue in fiscal year 2025. Revenue surged 39% from the prior year, signaling strong growth momentum. Expenses of $359K exceeded revenue, resulting in a 33% operating deficit.

Mission

Students Without Mothers Inc. is dedicated to helping high school students without mothers help themselves by empowering them to continue their education.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $188,681

Program Service Revenue $0

Investment Income $0

Other Revenue $81,096

TOTAL REVENUE $269,777

Expense Breakdown

Grants Paid $27,000

Salaries & Benefits $192,354

Fundraising Expenses $35,647

Program Expenses $261,160

Other Expenses $139,814

TOTAL EXPENSES $359,168

Year-over-Year Comparison

	2025	2024	Change
Revenue	$269,777	$194,123	+0.4%
Expenses	$359,168	$289,983	+0.2%
Net Income	$-89,391	$-95,860	-0.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$71,413

Total Directors

$71,413

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mary Torrence Williams	Executive Dir.	50.00	Officer Director	$71,413	$0	$71,413
Tammy Smith	Committee Membe	2.00	Director	$0	$0	$0
Chantrell Cofield	Board Member	2.00	Director	$0	$0	$0
Adrienne Carr	Board Member	2.00	Director	$0	$0	$0
Paula Smith	Board Member	2.00	Director	$0	$0	$0
Destini Williams	Board Member	2.00	Director	$0	$0	$0
Dr Chinasa Elue	Advisory Board	2.00	Director	$0	$0	$0
Lauryl LaValle	Board Member	2.00	Director	$0	$0	$0
Gena Golden	Board Member	2.00	Director	$0	$0	$0
Tammy Napier	Board Member	2.00	Director	$0	$0	$0
Michelle Brown	Board Member	2.00	Director	$0	$0	$0
Theresa Spralling	Board Secretary	2.00	Officer Director	$0	$0	$0
Barbara Phillips	Board Member	2.00	Director	$0	$0	$0
Kevin McFeeley	Vice Chair	2.00	Director	$0	$0	$0
Stacy Canady	Board Chair	2.00	Director	$0	$0	$0
Karri Parks	Board Member	2.00	Director	$0	$0	$0
Tamara St Romain	Associ Director	2.00	Director	$0	$0	$0
Tinesha Ross	Senior Manager	2.00	Director	$0	$0	$0
Tanya Cobb	Lead Counselor	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$269,777	$359,168	$143,952	$-89,391
2024	$194,123	$289,983	$215,217	$-95,860
2023	$122,190	$206,818	$284,915	$-84,628
2022	$151,972	$181,769	$369,543	$-29,797
2021	$187,523	$164,208	$242,890	$23,315
2020	$247,997	$143,467	$219,575	$104,530
2019	$152,119	$141,079	$115,045	$11,040
2018	$142,347	$107,518	$104,005	$34,829

Students Without Mothers Inc