GRIFFIN SPALDING CHAMBER OF COMMERCE (EIN 580270557) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1945

Legal Domicile

Principal Officer

CINDY JONES

Phone

7702288200

Tax Period

2023-01-01 to 2023-12-31

GRIFFIN SPALDING CHAMBER OF COMMERCE, founded in 1945, is a small nonprofit that reported $273K in total revenue in fiscal year 2023. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

WE EXIST TO BUILD STRONG RELATIONSHIPS, CONNECTIONS, LEADERSHIP AND ECONOMIC DEVELOPMENT FOR OUR COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $33,140

Program Service Revenue $201,946

Investment Income $1,729

Other Revenue $36,259

TOTAL REVENUE $273,074

Expense Breakdown

Grants Paid $0

Salaries & Benefits $184,734

Fundraising Expenses $0

Program Expenses $263,287

Other Expenses $97,930

TOTAL EXPENSES $282,664

Year-over-Year Comparison

	2023	2022	Change
Revenue	$273,074	$243,608	+0.1%
Expenses	$282,664	$256,524	+0.1%
Net Income	$-9,590	$-12,916	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$58,880

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CINDY JONES	EXECUTIVE DI	40.00	Officer	$58,880	$0	$58,880
AVERY BRAY	DIRECTOR	1.00	Director	$0	$0	$0
CARMEN CALDWELL	PAST CHAIRMA	2.00	Director	$0	$0	$0
JANIE CLARK	DIRECTOR	1.00	Director	$0	$0	$0
CHUCK COPELAND	DIRECTOR	1.00	Director	$0	$0	$0
SUZANNE CUMMING	DIRECTOR	1.00	Director	$0	$0	$0
JOSH HEINISCH	DIRECTOR	1.00	Director	$0	$0	$0
DOUG HOLLBERG	DIRECTOR	1.00	Director	$0	$0	$0
RITA JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
DAVID JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
ALBERT MARSHALL	TREASURER	1.00	Director	$0	$0	$0
JOHNIE MCDANIEL	DIRECTOR	1.00	Director	$0	$0	$0
BOOKE MILLER	DIRECTOR	1.00	Director	$0	$0	$0
SEETAL PATEL	DIRECTOR	1.00	Director	$0	$0	$0
RYAN PEAVYHOUSE	VICE CHAIRMA	1.00	Director	$0	$0	$0
PHYLLIS REDD	DIRECTOR	1.00	Director	$0	$0	$0
REOBERT STEELE	DIRECTOR	1.00	Director	$0	$0	$0
MELISSA TODD	DIRECTOR	1.00	Director	$0	$0	$0
SISTER WARD	DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE WILLIAMS-BOGGUS	BOARD CHAIRM	2.00	Director	$0	$0	$0
ROBERT WORLEY	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$273,074	$282,664	$93,102	$-9,590
2022	$243,608	$256,524	$86,549	$-12,916
2021	$220,959	$247,719	$104,613	$-26,760
2020	$197,799	$208,042	$118,623	$-10,243
2019	$281,427	$237,720	$128,866	$43,707

GRIFFIN SPALDING CHAMBER OF COMMERCE