SAVANNAH AREA CHAMBER OF COMMERCE INC (EIN 580417930) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1929

Legal Domicile

Principal Officer

ANDREA SIMS

Phone

9126446401

Tax Period

2024-01-01 to 2024-12-31

SAVANNAH AREA CHAMBER OF COMMERCE INC, founded in 1929, is a mid-sized nonprofit that reported $24.2M in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion.

Mission

ENHANCE THE LOCAL BUSINESS COMMUNITY AND ECONOMY BY SERVING AS AN ADVOCATE FOR BUSINESS. PROMOTE THE EXPANSION OF THE LOCAL AND REGIONAL ECONOMY.PROMOTE AND EXPAND LOCAL AND REGIONAL TOURISM THROUGH THE OPERATION OF THE CONVENTION AND VISITOR'S BUREAU.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $20,880,071

Program Service Revenue $2,606,897

Investment Income $493,426

Other Revenue $259,797

TOTAL REVENUE $24,240,191

Expense Breakdown

Grants Paid $0

Salaries & Benefits $6,336,076

Fundraising Expenses $0

Other Expenses $18,560,884

TOTAL EXPENSES $24,896,960

Year-over-Year Comparison

	2024	2023	Change
Revenue	$24,240,191	$20,816,308	+0.2%
Expenses	$24,896,960	$18,185,030	+0.4%
Net Income	$-656,769	$2,631,278	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,146,706

Total Directors

Key Employees

$744,435

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSEPH MARINELLI	VICE-PRES.	40.00	Officer	$429,103	$51,925	$481,028
BERT BRANTLEY	PRESIDENT/CE	40.00	Officer	$390,938	$37,720	$428,658
JEFFREY HEWITT	V.P.-SALES	40.00	Key Emp	$237,200	$34,574	$271,774
ANGELA WESTERFIELD	V.P. MARKETI	40.00	Key Emp	$220,000	$31,209	$251,209
ANDREA SIMS	CHIEF FINAN.	40.00	Officer	$197,000	$40,020	$237,020
SARA MILLEK	DIR. MKNTG/D	40.00	Key Emp	$183,000	$38,452	$221,452
LARRY BROWDER	SR. DIRECTOR	40.00	Highest	$149,550	$23,298	$172,848
JENNIFER DAVENPORT	VP COMMUN. A	40.00	Highest	$134,355	$36,826	$171,181
KELLIE LINDER	DIRECTOR, SA	40.00	Highest	$119,600	$28,031	$147,631
JENNIFER THOMPSON	DIRECTOR, SA	40.00	Highest	$119,600	$27,309	$146,909
JARED DOWNS	VP GOV'T AFF	40.00	Highest	$109,385	$13,543	$122,928
WESTON BEAVER	DIRECTOR	1.00	Director	$0	$0	$0
HOLMES BELL	DIRECTOR	1.00	Director	$0	$0	$0
MARK BENNETT	DIRECTOR	1.00	Director	$0	$0	$0
KAREN BOGANS	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM L CATHCART	DIRECTOR	1.00	Director	$0	$0	$0
TODD COSTIN	DIRECTOR	1.00	Director	$0	$0	$0
MARY JANE CROUCH	DIRECTOR	1.00	Director	$0	$0	$0
LTC ROBERT CUTHBERTSON	DIRECTOR	1.00	Director	$0	$0	$0
FAYE DIMASSIMO	DIRECTOR	1.00	Director	$0	$0	$0
TRUITT EAVENSON	DIRECTOR	1.00	Director	$0	$0	$0
TERRY ENOCH	DIRECTOR	1.00	Director	$0	$0	$0
CAREY FERRARA	VISIT SAV'H.	1.00	Officer Director	$0	$0	$0
JENNY GENTRY	DIRECTOR	1.00	Director	$0	$0	$0
VAUGHNETTE GOODE-WALKER	DIRECTOR	1.00	Director	$0	$0	$0
BRYNN GRANT	DIRECTOR	1.00	Director	$0	$0	$0
KAREN GUINN	DIRECTOR	1.00	Director	$0	$0	$0
BRAD HARMON	CHAIR	1.00	Officer Director	$0	$0	$0
ALLYSON HARVIN	PAST CHAIR	1.00	Officer Director	$0	$0	$0
HOLDEN HAYES	SECRETARY/ T	1.00	Officer Director	$0	$0	$0
BRIAN HUSSEY	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN JACKSON	DIRECTOR	1.00	Director	$0	$0	$0
COREY JONES	DIRECTOR	1.00	Director	$0	$0	$0
BENJAMIN POLOTE JR	DIRECTOR	1.00	Director	$0	$0	$0
ROY MAYNARD JR	DIRECTOR	1.00	Director	$0	$0	$0
AUDREY KING	DIRECTOR	1.00	Director	$0	$0	$0
QUENTIN MARLIN	DIRECTOR	1.00	Director	$0	$0	$0
KYLE MARRERO	DIRECTOR	1.00	Director	$0	$0	$0
SAM MCCACHERN	DIRECTOR	1.00	Director	$0	$0	$0
KYLE MCCANN	DIRECTOR	1.00	Director	$0	$0	$0
JAMIE MCCURRY	VICE CHAIR	1.00	Officer Director	$0	$0	$0
RONALD MCGEE	DIRECTOR	1.00	Director	$0	$0	$0
BOB OHRABLO	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL OWENS	DIRECTOR	1.00	Director	$0	$0	$0
JON PANNELL	DIRECTOR	1.00	Director	$0	$0	$0
FRANK PEEPLES	DIRECTOR	1.00	Director	$0	$0	$0
KIMBERLY PHILLIPS	DIRECTOR	1.00	Director	$0	$0	$0
DANNY PINYAN	DIRECTOR	1.00	Director	$0	$0	$0
MARIANNE GANEM POPPELL	DIRECTOR	1.00	Director	$0	$0	$0
RYAN PRICE	DIRECTOR	1.00	Director	$0	$0	$0
GAYE REESE	DIRECTOR	1.00	Director	$0	$0	$0
CHARLES ROBERSON	DIRECTOR	1.00	Director	$0	$0	$0
ZERIK SAMPLES	DIRECTOR	1.00	Director	$0	$0	$0
RYAN SEWELL	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS SMITH	DIRECTOR	1.00	Director	$0	$0	$0
BRADLEY TALBERT	DIRECTOR	1.00	Director	$0	$0	$0
TRIP TOLLISON	DIRECTOR	1.00	Director	$0	$0	$0
WHIP TRIPLETT	DIRECTOR	1.00	Director	$0	$0	$0
DON WATERS	DIRECTOR	1.00	Director	$0	$0	$0
ALLEN WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$24,240,191	$24,896,960	$21,146,331	$-656,769
2023	$20,816,308	$18,185,030	$20,138,525	$2,631,278
2022	$19,300,790	$15,469,974	$18,027,011	$3,830,816
2021	$16,865,609	$11,769,354	$13,537,143	$5,096,255
2020	$9,977,488	$10,508,801	$7,831,794	$-531,313
2019	$13,944,735	$13,480,168	$8,858,216	$464,567
2018	$13,087,806	$12,792,233	$8,242,397	$295,573
2017	$12,280,157	$12,098,868	$7,482,131	$181,289

SAVANNAH AREA CHAMBER OF COMMERCE INC