THOMASVILLE-THOMAS COUNTY CHAMBER OF COMMERCE INC (EIN 580460596) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Phone

2292269600

Tax Period

2025-01-01 to 2025-12-31

THOMASVILLE-THOMAS COUNTY CHAMBER OF COMMERCE INC, founded in 1947, is a small nonprofit that reported $393K in total revenue in fiscal year 2025. Revenue decreased 6% compared to the prior year.

Mission

THE CHAMBER'S MISSION IS TO HELP LOCAL BUSINESSES GROW AND PROSPER THROUGH PUBLIC EDUCATION AND COMMUNITY DEVELOPMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $258,528

Program Service Revenue $132,724

Investment Income $377

Other Revenue $1,674

TOTAL REVENUE $393,303

Expense Breakdown

Grants Paid $0

Salaries & Benefits $216,201

Fundraising Expenses $12,554

Program Expenses $233,905

Other Expenses $175,637

TOTAL EXPENSES $391,838

Year-over-Year Comparison

	2025	2024	Change
Revenue	$393,303	$416,711	-0.1%
Expenses	$391,838	$463,749	-0.2%
Net Income	$1,465	$-47,038	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$61,773

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ESTER-MARIE LAWRENCE	Executive Dir.	40.00	Officer	$61,773	$0	$61,773
LIST OF DIRECTORS ATTACHED	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$393,303	$391,838	$241,700	$1,465
2024	$416,711	$463,749	$240,235	$-47,038
2023	$333,446	$388,918	$287,723	$-55,472
2022	$347,237	$392,220	$343,120	$-44,983
2021	$329,222	$316,464	$387,853	$12,758
2020	$257,929	$232,900	$378,976	$25,029
2019	$331,797	$332,004	$351,773	$-207
2018	$378,389	$345,315	$376,424	$33,074

THOMASVILLE-THOMAS COUNTY CHAMBER OF COMMERCE INC