TIFTON - TIFT COUNTY CHAMBER OF COMMERCE (EIN 580462415) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

LINDA FLOYDE

Phone

2293826200

Tax Period

2025-01-01 to 2025-12-31

TIFTON - TIFT COUNTY CHAMBER OF COMMERCE, founded in 1974, is a small nonprofit in the Community Improvement sector that reported $859K in total revenue in fiscal year 2025. Expenses of $986K exceeded revenue, resulting in a 15% operating deficit.

Mission

TO INCREASE AWARENESS OF THE ECONOMIC POTENTIAL OF TIFTON & TIFT COUNTY AND ATTRACT NEW BUSINESS TO THE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $203,493

Program Service Revenue $149,645

Investment Income $7,291

Other Revenue $498,883

TOTAL REVENUE $859,312

Expense Breakdown

Grants Paid $0

Salaries & Benefits $317,658

Fundraising Expenses $0

Program Expenses $744,087

Other Expenses $668,241

TOTAL EXPENSES $985,899

Year-over-Year Comparison

	2025	2024	Change
Revenue	$859,312	$843,731	+0.0%
Expenses	$985,899	$937,803	+0.1%
Net Income	$-126,587	$-94,072	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$196,658

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELODY COWART	PRESIDENT AN	40.00	Officer	$119,229	$0	$119,229
LINDA FLOYDE	CFO/MEMBERSH	40.00	Officer	$77,429	$0	$77,429
GREG DANIEL	CHAIR	5.00	Officer Director	$0	$0	$0
CINDY EVERS-PEAKE	CHAIR ELECT	1.00	Officer Director	$0	$0	$0
DERECK SUMNER	VP OF FINANC	1.00	Officer Director	$0	$0	$0
JIM MEJIA	VP OF MEMBER	1.00	Officer Director	$0	$0	$0
DR RYAN CURRIE	VP OF COMMUN	1.00	Officer Director	$0	$0	$0
JUSTIN BUTLER	VP OF GOVERN	1.00	Officer Director	$0	$0	$0
BECKY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS CUTTS	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT GOODMAN	DIRECTOR	1.00	Director	$0	$0	$0
DR TONJA TIFT	DIRECTOR	1.00	Director	$0	$0	$0
ROSALIE REEDER	DIRECTOR	1.00	Director	$0	$0	$0
MATHIS COXON	DIRECTOR	1.00	Director	$0	$0	$0
TYRON SPEARMAN	DIRECTOR	1.00	Director	$0	$0	$0
TODD GREEN	DIRECTOR	1.00	Director	$0	$0	$0
EVANGELA HAMPTON	DIRECTOR	1.00	Director	$0	$0	$0
KAYLA GASKINS	DIRECTOR	1.00	Director	$0	$0	$0
JILL MCINTYRE	DIRECTOR	1.00	Director	$0	$0	$0
SONYA ALDRIDGE	DIRECTOR	1.00	Director	$0	$0	$0
CINDY WATSON	DIRECTOR	1.00	Director	$0	$0	$0
AMANDA BRACK	DIRECTOR	1.00	Director	$0	$0	$0
JUSTIN HAND	DIRECTOR	1.00	Director	$0	$0	$0
CHANDLER HURST	DIRECTOR	1.00	Director	$0	$0	$0
MICKEY JACOBS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$859,312	$985,899	$336,559	$-126,587
2024	No data	No data	No data	No data
2023	$777,054	$813,326	$551,353	$-36,272
2022	$634,475	$606,965	$504,927	$27,510
2021	$486,337	$454,668	$484,183	$31,669
2020	$586,390	$587,868	$435,344	$-1,478
2019	$663,844	$696,919	$467,492	$-33,075

TIFTON - TIFT COUNTY CHAMBER OF COMMERCE