MILLEDGEVILLE-BALDWIN CO CHAMBER OF COMMERCE (EIN 580534980) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Phone

4784539311

Tax Period

2025-01-01 to 2025-12-31

MILLEDGEVILLE-BALDWIN CO CHAMBER OF COMMERCE, founded in 1947, is a small nonprofit that reported $323K in total revenue in fiscal year 2025. Expenses of $293K left a modest 9% surplus.

Mission

COMMUNITY AND MEMBER ADVANCEMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $149,815

Program Service Revenue $131,812

Investment Income $5,764

Other Revenue $35,828

TOTAL REVENUE $323,219

Expense Breakdown

Grants Paid $0

Salaries & Benefits $187,965

Fundraising Expenses $0

Program Expenses $250,102

Other Expenses $104,803

TOTAL EXPENSES $292,768

Year-over-Year Comparison

	2025	2024	Change
Revenue	$323,219	$306,091	+0.1%
Expenses	$292,768	$322,607	-0.1%
Net Income	$30,451	$-16,516	-2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KARA LASSITER	PRESIDENT CEO	40.00	Highest	$74,500	$0	$74,500
CATHY COX	EX-OFFICIO	1.00	Director	$0	$0	$0
TORI KALA	CHAIR-ELECT	1.00	Officer Director	$0	$0	$0
JENNIFER MINSHEW	TREASURER	1.00	Director	$0	$0	$0
MATT ROESSING	CHAIR	1.00	Officer Director	$0	$0	$0
JOHN CHILDS	PAST CHAIR	1.00	Officer Director	$0	$0	$0
KATE POPE	DIRECTOR	1.00	Director	$0	$0	$0
KYLE CULLARS	DIRECTOR	1.00	Director	$0	$0	$0
CAMELLIA HURT	DIRECTOR	1.00	Director	$0	$0	$0
CARRIE DIETRICH	DIRECTOR	1.00	Director	$0	$0	$0
GIL POUND	SECRETARY	1.00	Officer Director	$0	$0	$0
SPENCER SMITH	DIRECTOR	1.00	Director	$0	$0	$0
ASHLEY COPELAND	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER GREER	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH HINTON	DIRECTOR	1.00	Director	$0	$0	$0
JAMES LASSETTER	DIRECTOR	1.00	Director	$0	$0	$0
AMY LOERZEL	DIRECTOR	1.00	Director	$0	$0	$0
COREY NEW	DIRECTOR	1.00	Director	$0	$0	$0
SEMIKA ROACH	DIRECTOR	1.00	Director	$0	$0	$0
ANTHONY FIELDS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$323,219	$292,768	$514,760	$30,451
2024	No data	No data	No data	No data
2023	$329,166	$295,871	$480,875	$33,295
2022	$272,814	$252,093	$431,421	$20,721
2021	$326,024	$215,920	$428,011	$110,104
2020	$277,317	$228,939	$361,155	$48,378
2019	$347,346	$265,637	$278,120	$81,709
2018	$267,546	$263,687	$203,048	$3,859

MILLEDGEVILLE-BALDWIN CO CHAMBER OF COMMERCE