CHAMBER OF COMMERCE STATESBORO BULLOCH (EIN 580591226) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

JENNIFER DAVIS

Phone

9127646111

Tax Period

2025-01-01 to 2025-12-31

CHAMBER OF COMMERCE STATESBORO BULLOCH, founded in 1960, is a small nonprofit that reported $515K in total revenue in fiscal year 2025. Revenue surged 24% from the prior year, signaling strong growth momentum.

Mission

TO SUPPORT AND PROMOTE LOCAL BUSINESS GROWTH

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $255,900

Program Service Revenue $142,963

Investment Income $35,611

Other Revenue $80,693

TOTAL REVENUE $515,167

Expense Breakdown

Grants Paid $0

Salaries & Benefits $342,841

Fundraising Expenses $0

Other Expenses $167,195

TOTAL EXPENSES $510,036

Year-over-Year Comparison

	2025	2024	Change
Revenue	$515,167	$416,698	+0.2%
Expenses	$510,036	$439,736	+0.2%
Net Income	$5,131	$-23,038	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$98,924

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER DAVIS	CEO	40.00	Officer	$98,924	$0	$98,924
DR KYLE MARERRO	Secretary	0.25	Director	$0	$0	$0
CAROLYN ETHRIDGE	Director	0.50	Officer Director	$0	$0	$0
0	Chair	0.50	Officer Director	$0	$0	$0
CHAD WIGGINS	Past Chair	0.50	Officer Director	$0	$0	$0
STEPHEN PENNINGTON	Director	0.25	Director	$0	$0	$0
SARA RUSSELL	Director	0.25	Director	$0	$0	$0
TAL JOHNSON	Director	0.25	Director	$0	$0	$0
MEGAN YAWN	Director	0.25	Director	$0	$0	$0
JENNY FOSS	Director	0.25	Director	$0	$0	$0
NANCY HURLOCK	Director	0.25	Director	$0	$0	$0
TRENT SENKBIEL	Director	0.25	Director	$0	$0	$0
STUART GREGORY	Treasurer	0.25	Director	$0	$0	$0
WILLIAM WEBB	Director	0.25	Director	$0	$0	$0
ANDREW LAVOIE	Director	0.25	Director	$0	$0	$0
JOHN ROACH	Incoming Chair	0.25	Director	$0	$0	$0
AJ JETWANI	Director	0.25	Director	$0	$0	$0
MICHELLE DAVIS	Past Chair	0.50	Officer Director	$0	$0	$0
GARRETT CLARK	Director	0.25	Director	$0	$0	$0
GLORIA WESLEY	Director	0.25	Director	$0	$0	$0
JARED MOCK	Director	0.25	Director	$0	$0	$0
BOYD GREEN	Director	0.25	Director	$0	$0	$0
SARAH RAPILLARD	Director	0.25	Director	$0	$0	$0
JOAN SHURTZ	Director	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$515,167	$510,036	$752,558	$5,131
2024	$416,698	$439,736	$746,737	$-23,038
2023	$402,347	$381,671	$769,812	$20,676
2022	$350,719	$329,260	$745,156	$21,459
2021	$595,760	$271,989	$723,677	$323,771
2020	$269,829	$255,952	$399,906	$13,877
2019	$301,999	$313,032	$420,438	$-11,033
2018	$300,665	$289,805	$419,040	$10,860

CHAMBER OF COMMERCE STATESBORO BULLOCH