PAULDING COUNTY CHAMBER OF COMMERCE INC (EIN 580945354) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

CHRISTINE MULLINAX

Phone

7704456016

Tax Period

2023-01-01 to 2023-12-31

PAULDING COUNTY CHAMBER OF COMMERCE INC, founded in 1988, is a small nonprofit that reported $553K in total revenue in fiscal year 2023. Revenue decreased 12% compared to the prior year.

Mission

THE CHAMBER'S MISSION IS TO ENHANCE, SUPPORT, AND ADVOCATE FOR A PROSPEROUS BUSINESS COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $64,726

Program Service Revenue $381,967

Investment Income $27

Other Revenue $106,397

TOTAL REVENUE $553,117

Expense Breakdown

Grants Paid $0

Salaries & Benefits $380,775

Fundraising Expenses $165,997

Other Expenses $203,663

TOTAL EXPENSES $584,438

Year-over-Year Comparison

	2023	2022	Change
Revenue	$553,117	$627,380	-0.1%
Expenses	$584,438	$623,488	-0.1%
Net Income	$-31,321	$3,892	-9.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$128,505

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STACY HAMBY	PRESIDENT	40.00	Officer	$126,000	$2,505	$128,505
LORIE BOMAR	BOARD MEMBER	1.00	Director	$0	$0	$0
TOM CABLE	BOARD MEMBER	1.00	Director	$0	$0	$0
IVY CAPPS	BOARD MEMBER	1.00	Director	$0	$0	$0
KIM FLETCHER	BOARD MEMBER	1.00	Director	$0	$0	$0
MATT JONES	BOARD MEMBER	1.00	Director	$0	$0	$0
MADGE LOVINGOOD	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRISTINE MULLINAX	CHAIRWOMAN	5.00	Officer Director	$0	$0	$0
TREVOR QUANDER	BOARD MEMBER	1.00	Director	$0	$0	$0
SHELLEY SEGARS	BOARD MEMBER	1.00	Director	$0	$0	$0
MATT SWEAT	SECRETARY	5.00	Officer Director	$0	$0	$0
BRANDON TEST	TREASURER	5.00	Director	$0	$0	$0
RALPH TURNER	BOARD MEMBER	1.00	Director	$0	$0	$0
JAMES WRIGHT	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$553,117	$584,438	$584,774	$-31,321
2022	$627,380	$623,488	$623,246	$3,892
2021	$639,883	$564,046	$640,623	$75,837
2020	$509,137	$493,944	$550,106	$15,193
2019	$517,397	$481,567	$545,614	$35,830
2018	$469,533	$499,353	$504,164	$-29,820

PAULDING COUNTY CHAMBER OF COMMERCE INC