MONROE COUNTY CHAMBER OF COMMERCE I (EIN 581179177) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Phone

4789949239

Tax Period

2025-01-01 to 2025-12-31

MONROE COUNTY CHAMBER OF COMMERCE I, founded in 1978, is a small nonprofit that reported $304K in total revenue in fiscal year 2025. The organization ran a surplus of $63K, a strong 21% operating margin.

Mission

TO PROMOTE COMMERCE, COMMUNITY AND TOURISM

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $248,814

Program Service Revenue $0

Investment Income $54,250

Other Revenue $800

TOTAL REVENUE $303,864

Expense Breakdown

Grants Paid $0

Salaries & Benefits $74,162

Fundraising Expenses $42,828

Program Expenses $93,196

Other Expenses $166,800

TOTAL EXPENSES $240,962

Year-over-Year Comparison

	2025	2024	Change
Revenue	$303,864	N/A	N/A
Expenses	$240,962	N/A	N/A
Net Income	$62,902	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
VICTORIA JOLLEY	CHAIRMAN	Director	$0	$0	$0
COLE DAVIS	PAST SECRETARYTREASURER	Director	$0	$0	$0
BARBARA DEAN	DIRECTOR	Director	$0	$0	$0
CASEY FLECKENSTEIN	DIRECTOR	Director	$0	$0	$0
MELVIN HARRIS	DIRECTOR	Director	$0	$0	$0
ANITA HARVEY	SECRETARYTREASURER	Director	$0	$0	$0
MARGARET HOLLOWAY	DIRECTOR	Director	$0	$0	$0
CATHERINE ROGERS	DIRECTOR	Director	$0	$0	$0
CASSANDRA COX	VICE CHAIRMAN	Director	$0	$0	$0
RHONDA SMITH	DIRECTOR	Director	$0	$0	$0
VANESSA BARNES	DIRECTOR	Director	$0	$0	$0
TIFFANY HUBBARD	DIRECTOR	Director	$0	$0	$0
KERRI SWEARINGEN	PAST CHAIRMAN	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$303,864	$240,962	$402,980	$62,902
2024	$330,130	$253,185	$352,380	$76,945
2023	$235,017	$246,704	$298,335	$-11,687
2021	$174,544	$199,412	$341,285	$-24,868
2020	$193,134	$229,281	$357,935	$-36,147

MONROE COUNTY CHAMBER OF COMMERCE I