GREATER HELEN AREA CHAMBER OF COMMERCE INC (EIN 581312034) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

LINDA MCALLISTER

Phone

7068781619

Tax Period

2025-01-01 to 2025-12-31

GREATER HELEN AREA CHAMBER OF COMMERCE INC, founded in 1975, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2025. Expenses of $1.4M left a modest 7% surplus.

Mission

TO PROMOTE BUSINESS, TOURISM, AND COMMERCE AND TO IMPROVE THE QUALITY OF LIFE IN HELEN, GA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $14,930

Program Service Revenue $1,507,325

Investment Income $33,254

Other Revenue $3,564

TOTAL REVENUE $1,559,073

Expense Breakdown

Grants Paid $0

Salaries & Benefits $281,733

Fundraising Expenses $0

Program Expenses $1,309,135

Other Expenses $1,162,321

TOTAL EXPENSES $1,444,054

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,559,073	$1,446,944	+0.1%
Expenses	$1,444,054	$1,235,697	+0.2%
Net Income	$115,019	$211,247	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CATHERINE CLEIMAN	DIRECTOR	2.00	Director	$0	$0	$0
PAT CRAVEN	TREASURER	2.00	Officer Director	$0	$0	$0
JUDY HOLLOWAY	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
JANINE MARTHAI	DIRECTOR	2.00	Director	$0	$0	$0
LINDA MCALLISTER	SECRETARY	2.00	Officer Director	$0	$0	$0
CHRIS SMITH	PRESIDENT	2.00	Officer Director	$0	$0	$0
FERNANDO SOTELO	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,559,073	$1,444,054	$1,869,611	$115,019
2024	$1,446,944	$1,235,697	$1,749,443	$211,247
2023	$1,374,897	$1,064,654	$1,581,381	$310,243
2022	$1,152,715	$955,242	$1,259,577	$197,473
2021	$1,591,238	$843,493	$1,047,000	$747,745
2020	$66,648	$275,257	$290,971	$-208,609
2019	$886,402	$773,146	$515,296	$113,256
2018	$825,732	$732,194	$401,695	$93,538

GREATER HELEN AREA CHAMBER OF COMMERCE INC