EATONTON PUTNAM CHAMBER OF COMMERCE INC (EIN 581376843) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

EATONTON PUTNAM CHAMBER OF COMMERCE INC, founded in 1979, is a small nonprofit that reported $767K in total revenue in fiscal year 2023. Expenses of $866K exceeded revenue, resulting in a 13% operating deficit.

Mission

THE CHAMBER ACTIVELY SEEKS TO PROMOTE THE COMMUNITY TO INDIVIDUALS AND BUSINESSES WISHING TO LOCATE IN EATONTON AND PUTNAM COUNTY. IT PROMOTES THE ECONOMIC WELFARE AND GROWTH OF ITS MEMBER BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $720,979

Program Service Revenue $0

Investment Income $45

Other Revenue $45,984

TOTAL REVENUE $767,008

Expense Breakdown

Grants Paid $4,000

Salaries & Benefits $187,171

Fundraising Expenses $0

Program Expenses $865,958

Other Expenses $674,787

TOTAL EXPENSES $865,958

Year-over-Year Comparison

	2023	2022	Change
Revenue	$767,008	$741,526	+0.0%
Expenses	$865,958	$672,062	+0.3%
Net Income	$-98,950	$69,464	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MATT HAMMONS	BOARD MEMBER	1.00	Director	$0	$0	$0
JUSTIN STRICKLAND	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA JACKSON	BOARD MEMBER	1.00	Director	$0	$0	$0
HOLLY LINDSEY	BOARD MEMBER	1.00	Director	$0	$0	$0
FORD JONES	BOARD MEMBER	1.00	Director	$0	$0	$0
DORIS CLEMONS	BOARD MEMBER	1.00	Director	$0	$0	$0
DR JAMEELAH GATER	BOARD MEMBER	1.00	Director	$0	$0	$0
MCKENZIE DAVENPORT	BOARD MEMBER	1.00	Director	$0	$0	$0
AMY MCELHENNEY	BOARD MEMBER	1.00	Director	$0	$0	$0
LENNIE BRAME	BOARD MEMBER	1.00	Director	$0	$0	$0
CYNTHIA WALLACE	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRISTINA HINZ	BOARD MEMBER	1.00	Officer	$0	$0	$0
MAGGIE MILNER	PRESIDENT	40.00	Officer Key Emp Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$767,008	$865,958	$581,977	$-98,950
2022	$741,526	$672,062	$680,927	$69,464
2021	$422,322	$255,323	$614,168	$166,999
2020	$285,348	$235,261	$433,764	$50,087
2019	$287,910	$227,008	$481,306	$60,902
2018	$282,936	$204,964	$332,306	$77,972

EATONTON PUTNAM CHAMBER OF COMMERCE INC