SMALL BUSINESS ACCESS PARTNERS INC

EIN: 581496388 501(c)(3)

GAINESVILLE, GA

Total Revenue
$1,790,282
Total Expenses
$1,536,079
Total Assets
$5,771,557
Net Assets
$3,480,024
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1982
Legal Domicile
GA
Principal Officer
LORRA LEE
Phone
7705367839
Tax Period
2024-10-01 to 2025-09-30

SMALL BUSINESS ACCESS PARTNERS INC, founded in 1982, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $1.5M left a modest 14% surplus.

Mission

TO MAKE CAPITAL AVAILABLE TO SMALL BUSINESSES BY WORKING IN CONJUNCTION WITH BANKS TO PROVIDE SBA LOANS AND OTHER ECONOMIC DEVELOPMENT LOANS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,751,319
Investment Income $38,963
Other Revenue $0
TOTAL REVENUE $1,790,282

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,202,234
Fundraising Expenses $0
Program Expenses $1,283,287
Other Expenses $333,845
TOTAL EXPENSES $1,536,079

Year-over-Year Comparison

2024 2023 Change
Revenue $1,790,282 $1,651,181 +0.1%
Expenses $1,536,079 $1,369,748 +0.1%
Net Income $254,203 $281,433 -0.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
10
Independent Members
10
Employees
6
Volunteers
N/A

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$223,494
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
3
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
J FRAYNE BENTLEY BOARD MEMBER 1.00
Director
$0 $0 $0
CHRIS BRAUN CHAIRMAN 1.00
Officer Director
$0 $0 $0
GEORGE EVANS BOARD MEMBER 1.00
Director
$0 $0 $0
JEFF FORRESTALL SECRETARY 1.00
Officer Director
$0 $0 $0
JB JONES BOARD MEMBER 1.00
Director
$0 $0 $0
NOBLE JONES VICE CHAIRMAN 1.00
Officer Director
$0 $0 $0
ALLEN JORGENSEN BOARD MEMBER 1.00
Director
$0 $0 $0
MICHAEL TESLER BOARD MEMBER 1.00
Director
$0 $0 $0
RICK WOOD BOARD MEMBER 1.00
Director
$0 $0 $0
LORRA LEE STAFF, PRESIDENT 40.00
Officer
$212,993 $10,501 $223,494
MELINDA COKER STAFF, SENIOR VP 40.00
Highest
$250,209 $10,291 $260,500
KEVIN THURMOND STAFF, VP 40.00
Highest
$173,110 $7,140 $180,250
MATTHEW SCHROEDER STAFF, VP 40.00
Highest
$173,110 $7,140 $180,250
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,790,282 $1,536,079 $5,771,557 $254,203
2024 $1,651,181 $1,369,748 $5,534,552 $281,433
2023 $1,238,565 $1,240,213 $5,248,236 $-1,648
2022 $1,254,670 $1,206,224 $5,230,470 $48,446
2021 $1,570,027 $1,306,657 $5,124,326 $263,370
2020 $1,374,106 $1,224,697 $4,351,143 $149,409
2019 $1,259,233 $1,131,126 $4,007,870 $128,107
2018 $1,218,638 $1,153,860 $4,052,384 $64,778
Explore More Nonprofits
→Top 100 Nonprofits in Georgia →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare SMALL BUSINESS ACCESS PARTNERS INC with other nonprofits in Georgia and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.