MADISON COUNTY CHAMBER OF COMMERCE INC (EIN 581632642) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

JILL PARHAM PRESIDENT

Phone

7064952191

Tax Period

2025-01-01 to 2025-12-31

MADISON COUNTY CHAMBER OF COMMERCE INC, founded in 1985, is a small nonprofit that reported $365K in total revenue in fiscal year 2025. Revenue surged 83% from the prior year, signaling strong growth momentum. The organization ran a surplus of $109K, a strong 30% operating margin.

Mission

THE CHAMBERS PRIMARY PURPOSES ARE TO PROMOTE BUSINESS GROWTH AND DEVELOPMENT, PROVIDE MEANS FOR COMMUNITY COOPERATIVE EFFORTS, AND PROMOTE COMMUNITY GROWTH AND DEVELOPMENT IN MADISON COUNTY, GA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $299,152

Program Service Revenue $31,217

Investment Income $450

Other Revenue $33,840

TOTAL REVENUE $364,659

Expense Breakdown

Grants Paid $0

Salaries & Benefits $124,665

Fundraising Expenses $0

Program Expenses $50,470

Other Expenses $80,288

TOTAL EXPENSES $255,423

Year-over-Year Comparison

	2025	2024	Change
Revenue	$364,659	$199,150	+0.8%
Expenses	$255,423	$228,558	+0.1%
Net Income	$109,236	$-29,408	-4.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$108,325

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CORY-LYNN THURSTON	VICE PRESIDENT	40.00	Officer	$61,841	$0	$61,841
JILL PARHAM	PRESIDENTCEO	40.00	Officer	$46,484	$0	$46,484
ERICA ROQUEMORE	CHAIRMAN	0.00	Director	$0	$0	$0
JEFF STRICKLAND	VICE CHAIR	0.00	Director	$0	$0	$0
RODNEY CHANDLER	TREASURER	0.00	Director	$0	$0	$0
NELSON MCGINNIS	SECRETARY	0.00	Director	$0	$0	$0
NATHAN COKER	IMMEDIATE PAST CHAIR	0.00	Director	$0	$0	$0
BRIAN HOLCOMBE	BOARD MEMBER	0.00	Director	$0	$0	$0
RIKA ROWLAND	BOARD MEMBER	0.00	Director	$0	$0	$0
EMILY NIX	BOARD MEMBER	0.00	Director	$0	$0	$0
STEPHANIE HARVIN	BOARD MEMBER	0.00	Director	$0	$0	$0
TRIPP STRICKLAND	BOARD MEMBER	0.00	Director	$0	$0	$0
JODY GOODROE	BOARD MEMBER	0.00	Director	$0	$0	$0
KEVIN MCCRANEY	BOARD MEMBER	0.00	Director	$0	$0	$0
KIM SHUPE	BOARD MEMBER	0.00	Director	$0	$0	$0
DAVID ECHOLS	BOARD MEMBER	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$364,659	$255,423	$161,059	$109,236

MADISON COUNTY CHAMBER OF COMMERCE INC