Loaves And Fishes Ministry

EIN: 581880653 501(c)(3) Housing & Shelter

Macon, GA

Total Revenue
$288,292
Total Expenses
$382,167
Total Assets
$376,613
Net Assets
$376,613
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1988
Legal Domicile
GA
Phone
4787411007
Tax Period
2024-07-01 to 2025-06-30

Loaves And Fishes Ministry, founded in 1988, is a small nonprofit in the Housing & Shelter sector that reported $288K in total revenue in fiscal year 2024. Revenue fell 28% from the prior year — a significant decline worth monitoring. Expenses of $382K exceeded revenue, resulting in a 33% operating deficit.

Mission

PROVIDE SUPPORTIVE SERVICES FOR THE WORKING POOR AND HOMELESS POPULATION IN THE MIDDLE GEORGIA AREA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $282,715
Program Service Revenue $0
Investment Income $5,577
Other Revenue $0
TOTAL REVENUE $288,292

Expense Breakdown

Grants Paid $166,920
Salaries & Benefits $111,392
Fundraising Expenses $16,524
Program Expenses $304,367
Other Expenses $103,855
TOTAL EXPENSES $382,167

Year-over-Year Comparison

2024 2023 Change
Revenue $288,292 $400,440 -0.3%
Expenses $382,167 $499,923 -0.2%
Net Income $-93,875 $-99,483 -0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
15
Independent Members
15
Employees
7
Volunteers
35

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$48,677
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Chloe Napier President 4.00
Director
$0 $0 $0
Randy Stephens Vice President 4.00
Director
$0 $0 $0
Deborah MacMillan Secretary 4.00
Director
$0 $0 $0
Joel Grist Treasurer 8.00
Director
$0 $0 $0
Pam Arlov Board Member 4.00
Director
$0 $0 $0
Ralph Hawkins Board Member 4.00
Director
$0 $0 $0
Joy King Board Member 4.00
Director
$0 $0 $0
Ronnie Mays Board Member 4.00
Director
$0 $0 $0
Julie Meridith Board Member 4.00
Director
$0 $0 $0
Georgia McCommon Board Member 4.00
Director
$0 $0 $0
Debra Singleton Board Member 8.00
Director
$0 $0 $0
Harriet Steele Board Member 4.00
Director
$0 $0 $0
Nidia Svare Board Member 4.00
Director
$0 $0 $0
Vickie Williams Board Member 4.00
Director
$0 $0 $0
Harold Young Board Member 4.00
Director
$0 $0 $0
Janet Wright Executive Direcor 40.00
Officer
$48,677 $0 $48,677
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $288,292 $382,167 $376,613 $-93,875
2024 $400,440 $499,923 $464,309 $-99,483
2023 $481,111 $414,026 $558,745 $67,085
2022 $531,456 $383,723 $508,916 $147,733
2021 $392,888 $299,780 $367,624 $93,108
2020 $336,467 $230,157 $292,835 $106,310
2019 $216,460 $176,226 $185,924 $40,234
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