GENUINE PARTS CREDIT UNION (EIN 586037585) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

HOLLY MCPHERSON

Phone

7702464362

Tax Period

2025-01-01 to 2025-12-31

GENUINE PARTS CREDIT UNION is a community nonprofit that reported $1.3M in total revenue in fiscal year 2025. Revenue surged 54% from the prior year, signaling strong growth momentum. The organization ran a surplus of $625K, a strong 48% operating margin.

Mission

CREDIT UNION - TO PROVIE FINANCIAL SERVICES TO ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $248,585

Investment Income $1,061,342

Other Revenue $4,786

TOTAL REVENUE $1,314,713

Expense Breakdown

Grants Paid $0

Salaries & Benefits $280,692

Fundraising Expenses $0

Program Expenses $689,303

Other Expenses $408,612

TOTAL EXPENSES $689,304

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,314,713	$854,178	+0.5%
Expenses	$689,304	$721,354	0.0%
Net Income	$625,409	$132,824	+3.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$163,790

Total Directors

$163,790

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOLLY MCPHERSON	PRESIDENT/CE	40.00	Officer Director	$163,790	$0	$163,790
LESLIE BECK	BOARD CHAIR	1.00	Director	$0	$0	$0
AMY FELICE	BOD/CR COM C	1.00	Director	$0	$0	$0
JENNIFER HO	BOD/AUDIT CO	1.00	Officer Director	$0	$0	$0
DWIGHT LAMBERT	BOD/COMP/HR	1.00	Director	$0	$0	$0
SANDRA MCBRIDE-LITSEY	BOARD SECRET	1.00	Director	$0	$0	$0
ASHLEY PRUETT	BOD/MARKETIN	1.00	Director	$0	$0	$0
CARLA SIMMONS	BOD/IT COMM	1.00	Director	$0	$0	$0
NESHA WOODS ELLIOTT	CREDIT COM M	40.00	Officer	$0	$0	$0
EMEKA OKAFOR	IT COMMITTEE	1.00	Officer	$0	$0	$0
TIFFANY PARKER	CREDIT COM M	1.00	Officer	$0	$0	$0
DAVIS SHINN	MARKETING CO	1.00	Officer	$0	$0	$0
JASON TOBON	MARKETING CO	1.00	Officer	$0	$0	$0
KAYLEIGH WILSON	AUDIT COM ME	1.00	Officer	$0	$0	$0
AISHA DAVOLL	IT COMMITTEE	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,314,713	$689,304	$20,876,304	$625,409
2024	$854,178	$721,354	$21,047,793	$132,824
2023	$728,271	$854,067	$12,408,437	$-125,796
2022	$696,940	$646,985	$14,172,994	$49,955
2021	$583,811	$556,933	$13,964,183	$26,878
2020	$648,337	$650,873	$12,314,056	$-2,536
2019	$677,852	$673,436	$10,799,280	$4,416
2018	$620,084	$620,084	$10,009,038	No data

GENUINE PARTS CREDIT UNION