MOBILE COUNTY EMERGENCY MEDICAL SERVICES SYSTEM

EIN: 631058881 501(c)(3) 501(c)(3) Corporation

PO BOX 289, SEMMES, AL, 36575

Total Revenue
$12,567,037
Total Expenses
$13,891,830
Total Assets
$10,163,112
Net Assets
$8,497,407

Tuckman-Chang Vulnerability Assessment

Research-Based

Academic framework for nonprofit financial sustainability (Tuckman & Chang, 1991)

Equity Deficiency
0.61
✓ Strong — 6+ mo. reserves
Revenue Concentration
0.68
⚠ High Risk — Concentrated
Admin Flexibility
0.0%
⚠ Too Lean — No room to cut
Operating Sustainability
-10.5%
⚠ Deficit — Unsustainable
Overall Vulnerability Assessment
Based on 4 vulnerability indicators
⚠ HIGH RISK
3/4 flags
Equity deficiency (<0.25) ✓ Pass
Revenue concentration (>0.60) 🚩 Flagged
Admin too lean (<10%) 🚩 Flagged
Operating deficit (<0%) 🚩 Flagged

About: The Tuckman-Chang framework identifies four key indicators of financial vulnerability. 0 flags = low risk, 1–2 = moderate risk, 3–4 = high risk. Validated across thousands of nonprofits since 1991.

Learn more about the Tuckman-Chang methodology →

Financial Trends

Organization Details

Formation Year
1991
Legal Domicile
AL
Principal Officer
STEPHEN BOWDEN
Tax Period
October 2023 - September 2024

MOBILE COUNTY EMERGENCY MEDICAL SERVICES SYSTEM is a 501(c)(3) with EIN 631058881, based in PO BOX 289, SEMMES, AL, 36575. Founded in 1991, the organization files IRS Form 990 and reported its most recent data for fiscal year 2023. In that period, it reported $12,567,037 in total revenue and $13,891,830 in total expenses, with net assets of $8,497,407. Its Trantor Score is 635 (Fair), reflecting its financial health based on liquidity, solvency, and operational efficiency.

Mission

PROVIDER OF RURAL PRE-HOSPITAL CARE, EMERGENCY MEDICAL EDUCATION AND TRAINING AND MEDICAL DISPATCH COMMUNICATIONS

Trantor Score

Financial Health & Payment Capacity Assessment

Score based on: Liquidity (40%), Solvency (30%), Sustainability (20%), Efficiency (10%)

635
Fair
Moderate Risk
FICO Scale: 300–850

Liquidity (40%)
0.66
+145 pts
Solvency (30%)
0.74
+122 pts
Sustainability (20%)
0.41
+45 pts
Efficiency (10%)
0.39
+21 pts
Learn more about the Trantor Score methodology →

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,191,185
Program Service Revenue $10,114,755
Investment Income $125,693
Other Revenue $135,404
TOTAL REVENUE $12,567,037

Expense Breakdown

Grants Paid $0
Salaries & Benefits $9,386,787
Fundraising Expenses $0
Program Expenses $8,262,391
Other Expenses $4,505,043
TOTAL EXPENSES $13,891,830

Year-over-Year Comparison

2023 2022 Change
Revenue $12,567,037 $12,515,349 +0.4%
Expenses $13,891,830 $10,431,565 +33.2%
Net Income $-1,324,793 $2,083,784 -163.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required

Financial Health Indicators

Financial Distress Indicator (Altman Z-Score)
✓ Safe Zone — Low probability of financial distress
5.82
>2.6 safe · 1.1–2.6 gray · <1.1 distress

Learn about the Altman Z-Score methodology adapted for nonprofits →

Liquidity & Cash Position

Current Ratio
7.09
Target: >2.0 is healthy
Cash Reserve
3.1
Months of expenses covered
Cash to Assets
35.5%
Liquid asset ratio
Working Capital
$6,586,202
Current assets − liabilities

Solvency & Debt Position

Solvency Ratio
6.10
Assets / Liabilities (>1 is solvent)
Debt Ratio
16.4%
Liabilities / Assets (lower is better)
Debt to Net Assets
0.20
Leverage ratio

Revenue Sustainability & Diversification

Self-Sufficiency
80.5%
Program revenue / Total revenue
Donation Dependence
17.4%
Contributions / Total revenue
Revenue Concentration
80.5%
Largest source (lower = more diverse)

Operational Performance

Admin Efficiency
0.0%
Target: 10–20% is optimal
Asset Turnover
1.24x
Revenue / Assets
Expense Coverage
7.3
Months can operate w/o income
Surplus Margin
-10.5%
Net income / Revenue

Growth Indicators

Net Assets Growth
-13.5%
Year-over-year change

Governance

Voting Members
5
Independent Members
5
Employees
148
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$0
Total Directors
5
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
LYNNE DYESS DIRECTOR 4.00
Director
$0 $0 $0
DAVID WILHELM DIRECTOR 4.00
Director
$0 $0 $0
MELISSA COSTELLO DIRECTOR 4.00
Director
$0 $0 $0
DON MYERS DIRECTOR 4.00
Director
$0 $0 $0
STEPHEN BOWDEN BOARD CHAIRMAN 4.00
Officer Director
$0 $0 $0
MARK TURNER EXECUTIVE DIRECTOR 40.00
Highest
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $12,567,037 $13,891,830 $10,163,112 $-1,324,793
2023 $12,515,349 $10,431,565 $11,651,484 $2,083,784
2022 $9,170,479 $9,175,709 $8,531,128 $-5,230
2021 $8,960,779 $8,454,376 $5,892,395 $506,403
2020 $8,649,412 $7,555,826 $5,461,858 $1,093,586
2019 $6,993,540 $7,034,637 $4,364,655 $-41,097
2018 $6,865,546 $6,213,280 $4,370,378 $652,266
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