GUAM EDUCATION FINANCING FOUNDATION INC (EIN 660652247) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

JOHN HAND

Phone

4045042772

Tax Period

2023-10-01 to 2024-09-30

GUAM EDUCATION FINANCING FOUNDATION INC, founded in 2004, is a community nonprofit in the Community Improvement sector that reported $1.5M in total revenue in fiscal year 2023. Revenue decreased 10% compared to the prior year. Expenses of $2.1M exceeded revenue, resulting in a 38% operating deficit.

Mission

TO HOLD TITLE TO, LEASE AND MAINTAIN SCHOOLS FOR GUAM GOVERNMENT.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,000,000

Investment Income $340,866

Other Revenue $151,085

TOTAL REVENUE $1,491,951

Expense Breakdown

Grants Paid $0

Salaries & Benefits $144,000

Fundraising Expenses $0

Program Expenses $1,718,371

Other Expenses $1,920,965

TOTAL EXPENSES $2,064,965

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,491,951	$1,651,469	-0.1%
Expenses	$2,064,965	$2,089,277	0.0%
Net Income	$-573,014	$-437,808	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$128,266

Total Directors

$131,066

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN R HAND	PRESIDENT	3.00	Officer Director	$64,133	$0	$64,133
JAMES R WILSON	VICE PRESIDENT	3.00	Officer Director	$64,133	$0	$64,133
MICHAEL C DOYLE	DIRECTOR	3.00	Director	$0	$0	$0
PHIL FLORES	DIRECTOR	3.00	Director	$2,800	$0	$2,800
MICHAEL J ALVAREZ	SECRETARY	3.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,491,951	$2,064,965	$16,862,806	$-573,014
2023	$1,651,469	$2,089,277	$21,529,608	$-437,808
2022	$1,482,033	$1,908,671	$25,948,768	$-426,638
2021	$1,580,175	$1,952,384	$30,475,205	$-372,209
2020	$2,194,638	$2,160,258	$29,654,474	$34,380
2019	$2,261,967	$2,271,977	$33,229,315	$-10,010
2018	$2,118,239	$2,424,701	$37,590,461	$-306,462

GUAM EDUCATION FINANCING FOUNDATION INC