PERSPECTIVE MINISTRIES INC (EIN 811288765) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

LORI APON

Phone

6782344039

Tax Period

2025-01-01 to 2025-12-31

PERSPECTIVE MINISTRIES INC, founded in 2016, is a small nonprofit in the Religion sector that reported $373K in total revenue in fiscal year 2025.

Mission

To direct the widow and the fatherless to the One who is able to satisfy their deepest need, by meeting their practical, emotional, and spiritual needs in Jesus' name.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $372,305

Program Service Revenue $0

Investment Income $1,116

Other Revenue $0

TOTAL REVENUE $373,421

Expense Breakdown

Grants Paid $0

Salaries & Benefits $108,087

Fundraising Expenses $65,082

Program Expenses $264,079

Other Expenses $282,608

TOTAL EXPENSES $390,695

Year-over-Year Comparison

	2025	2024	Change
Revenue	$373,421	$387,594	0.0%
Expenses	$390,695	$356,893	+0.1%
Net Income	$-17,274	$30,701	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$75,900

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LORI APON	Executive Dir.	40.00	Director	$75,900	$0	$75,900
ALEX KONDRATEV	Director	1.00	Director	$0	$0	$0
KRISTIN PRINCE	Secretary	1.00	Officer Director	$0	$0	$0
BRAD BURCHAM	Treasurer	1.00	Officer Director	$0	$0	$0
SUE CARPENTER	Director	1.00	Director	$0	$0	$0
ALBERT JONES	Chairman	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$373,421	$390,695	$176,627	$-17,274
2024	$387,594	$356,893	$196,741	$30,701
2023	$317,659	$341,142	$165,775	$-23,483
2022	$291,173	$357,068	$188,673	$-65,895
2021	$351,101	$238,468	$254,445	$112,633
2020	$232,247	$188,461	$142,792	$43,786
2019	$212,202	$175,427	$98,118	$36,775

PERSPECTIVE MINISTRIES INC