Equable Institute (EIN 823988188) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

Anthony M Randazzo

Phone

3476233365

Tax Period

2023-01-01 to 2023-12-31

Equable Institute, founded in 2017, is a small nonprofit that reported $995K in total revenue in fiscal year 2023. Revenue decreased 10% compared to the prior year. Expenses of $1.4M exceeded revenue, resulting in a 42% operating deficit.

Mission

Equable is a non-profit organization that educates and informs employees, retirees, and other stakeholders about how to create real retirement plan sustainability and accountability without sacrificing future income security.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $980,011

Program Service Revenue $15,150

Investment Income $56

Other Revenue $0

TOTAL REVENUE $995,217

Expense Breakdown

Grants Paid $195,000

Salaries & Benefits $935,993

Fundraising Expenses $2,353

Program Expenses $1,256,245

Other Expenses $278,325

TOTAL EXPENSES $1,409,318

Year-over-Year Comparison

	2023	2022	Change
Revenue	$995,217	$1,106,481	-0.1%
Expenses	$1,409,318	$1,048,292	+0.3%
Net Income	$-414,101	$58,189	-8.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$261,999

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Dan Liljenquist	Director	0.25	Director	$0	$0	$0
Richard Ravitch	Director	0.25	Director	$0	$0	$0
Pete Constant	Secretary	0.25	Officer Director	$0	$0	$0
Lois Scott	Treasurer	0.25	Officer Director	$0	$0	$0
Josh McGee	Chairman	0.25	Officer Director	$0	$0	$0
Stephen Patton	Director	0.25	Director	$0	$0	$0
Anthony M Randazzo	Executive Director	40.00	Officer	$239,999	$22,000	$261,999
Jonathan W Moody	VP of Research	40.00	Highest	$144,000	$11,200	$155,200

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$995,217	$1,409,318	$312,129	$-414,101
2022	$1,106,481	$1,048,292	$702,801	$58,189
2021	$893,018	$1,084,303	$639,541	$-191,285
2020	$1,260,242	$1,976,357	$863,096	$-716,115
2019	$3,952,041	$2,910,869	$1,577,962	$1,041,172

Equable Institute