BELIEVERS BAPTIST CHURCH IN CHRIST INC (EIN 824391019) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Principal Officer

STACY PHILLIPS

Phone

7063618287

Tax Period

2025-01-01 to 2025-12-31

BELIEVERS BAPTIST CHURCH IN CHRIST INC, founded in 2018, is a small nonprofit in the Religion sector that reported $512K in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum. The organization ran a surplus of $121K, a strong 24% operating margin.

Mission

A religous organization designed to help those in need.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $512,121

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $512,121

Expense Breakdown

Grants Paid $0

Salaries & Benefits $28,997

Fundraising Expenses $0

Program Expenses $24,110

Other Expenses $362,479

TOTAL EXPENSES $391,476

Year-over-Year Comparison

	2025	2024	Change
Revenue	$512,121	$406,227	+0.3%
Expenses	$391,476	$229,976	+0.7%
Net Income	$120,645	$176,251	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STACY PHILLIPS	President	10.00	Officer	$0	$0	$0
EDIE CASTEEL	Treasurer	10.00	Officer	$0	$0	$0
PHILLIP BERTSCH	Vice President	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$512,121	$391,476	$608,762	$120,645
2024	$406,227	$229,976	$488,117	$176,251
2023	$290,221	$156,861	$480,486	$133,360
2022	$114,474	$88,637	$355,289	$25,837
2021	$72,834	$58,484	$338,693	$14,350
2020	$68,169	$35,382	$334,682	$32,787

BELIEVERS BAPTIST CHURCH IN CHRIST INC