Community Housing Capital Inc

EIN: 943398998 501(c)(3) Housing & Shelter

Decatur, GA

Total Revenue
$17,761,227
Total Expenses
$9,145,001
Total Assets
$196,700,656
Net Assets
$76,944,134
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2000
Legal Domicile
CA
Phone
4043735662
Tax Period
2024-10-01 to 2025-09-30

Community Housing Capital Inc, founded in 2000, is a mid-sized nonprofit in the Housing & Shelter sector that reported $17.8M in total revenue in fiscal year 2024. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $8.6M, a strong 49% operating margin.

Mission

MULTIFAMILY AND SINGLE FAMILY DEVELOPMENT, AND INTERIM ACQUISTION & DEVELOPMENT LENDING FOR AFFORDABLE HOUSING PRESERVATION AND DEVELOPMENT FOR THE BENEFIT OF LOW-TO-MODERATE INCOME FAMILIES AND INDIVIDUALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,315,000
Program Service Revenue $13,864,160
Investment Income $581,079
Other Revenue $988
TOTAL REVENUE $17,761,227

Expense Breakdown

Grants Paid $0
Salaries & Benefits $4,000,851
Fundraising Expenses $467,708
Program Expenses $7,140,168
Other Expenses $5,144,150
TOTAL EXPENSES $9,145,001

Year-over-Year Comparison

2024 2023 Change
Revenue $17,761,227 $14,258,650 +0.2%
Expenses $9,145,001 $9,006,938 +0.0%
Net Income $8,616,226 $5,251,712 +0.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
15
Independent Members
15
Employees
16
Volunteers
16

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$1,903,380
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ALAN FERGUSON Vice Chair 1.0
Officer Director
$0 $0 $0
BRAIN ROBINSON TREASURER 1.0
Officer Director
$0 $0 $0
JULIE PORTER CHAIRWOMAN 2.0
Officer Director
$0 $0 $0
BRUCE MARTIN DIRECTOR 1.0
Director
$0 $0 $0
CHRIS KREHMEYER Director 1.0
Director
$0 $0 $0
DARYL SHORE DIRECTOR 1.0
Director
$0 $0 $0
DEBBIE KLEBAN DIRECTOR 1.0
Director
$0 $0 $0
DEIDRE SCHMIDT DIRECTOR 1.0
Director
$0 $0 $0
DORA GALLO DIRECTOR 1.0
Director
$0 $0 $0
Joseph - Weisbord DIRECTOR 1.0
Director
$0 $0 $0
KARA HAY DIRECTOR 1.0
Director
$0 $0 $0
KENDRA SMITH DIRECTOR 1.0
Director
$0 $0 $0
MARY WHITE VASYS DIRECTOR 1.0
Director
$0 $0 $0
SEAN SPEAR DIRECTOR 1.0
Director
$0 $0 $0
YOLANDA WINSTEAD DIRECTOR 1.0
Director
$0 $0 $0
ALVIN SAAFIR SVP/CHIEF CREDIT OFFICER 35.0
Officer
$231,263 $27,071 $258,334
ARIF RIZVI SVP/CHIEF FINANCIAL OFFICE 35.0
Officer
$325,205 $141,754 $466,959
CINDY HOLLER CEO/PRESIDENT 35.0
Officer
$295,276 $178,862 $474,138
DANA CHESTNUT SVP/CHIEF LENDING OFFICER 35.0
Officer
$301,393 $139,711 $441,104
DEBRA TURNER SVP/CHIEF LOAN ADMINIS 35.0
Officer
$221,876 $40,969 $262,845
DONYETTA EDWARDS LOAN OFFICER 35.0
Highest
$165,954 $30,530 $196,484
INGRID AVOTS SENIOR LOAN OFFICER 35.0
Highest
$206,093 $32,964 $239,057
JAN ADAMS VP/CREDIT AMINISTRATION 35.0
Highest
$196,407 $30,590 $226,997
KEIANNA CLEMON SENIOR LOAN ADMINISTRATOR 35.0
Highest
$120,115 $21,640 $141,755
WENDY GILBERT LOAN CLOSER 35.0
Highest
$124,349 $23,422 $147,771
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $17,761,227 $9,145,001 $196,700,656 $8,616,226
2024 $14,258,650 $9,006,938 $202,947,630 $5,251,712
2023 $19,688,078 $8,751,346 $153,800,454 $10,936,732
2022 $11,518,951 $6,889,588 $142,652,504 $4,629,363
2021 $14,107,444 $6,040,209 $130,835,088 $8,067,235
2020 $9,655,611 $6,334,432 $118,150,208 $3,321,179
2019 $9,277,836 $7,230,723 $113,534,014 $2,047,113
2018 $9,965,761 $7,577,718 $104,368,840 $2,388,043
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