RIVERS OF LIFE MINISTRY

EIN: 954344795 501(c)(3) Religion

LITHIA SPRINGS, GA

Total Revenue
$107,734
Total Expenses
$102,220
Total Assets
$35,931
Net Assets
$4,031
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2012
Legal Domicile
GA
Principal Officer
DR ROBERT L OWENS
Phone
4048217162
Tax Period
2022-01-01 to 2022-12-31

RIVERS OF LIFE MINISTRY, founded in 2012, is a small nonprofit in the Religion sector that reported $108K in total revenue in fiscal year 2022. Expenses of $102K left a modest 5% surplus.

Mission

RIVERS OF LIFE MINISTRIES MISSION IS TO PROVIDE UNIQUE AND HIGH QUALITY PROGRAMS DESIGNED TO ADDRESS YOUTH AND ADULTS IN COMMUNITIES THAT LACK THE PROPER RESOURCES TO BE SELF-SUFFICIENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $107,734
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $107,734

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $93,027
Other Expenses $102,220
TOTAL EXPENSES $102,220

Year-over-Year Comparison

2022 2021 Change
Revenue $107,734 N/A N/A
Expenses $102,220 N/A N/A
Net Income $5,514 N/A N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
1
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KATHLEEN GREENRIDGE SECRETARY 10.00
Officer
$0 $0 $0
DR ROBERT L OWENS PRESIDENT 15.00
Officer
$0 $0 $0
MARY ANN OWENS CFO 15.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2022 $107,734 $102,220 $35,931 $5,514
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