Concord Housing Foundation Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

Nancy McJennett

Phone

9783699009

Tax Period

2025-01-01 to 2025-12-31

Concord Housing Foundation Inc, founded in 2001, is a small nonprofit in the Housing & Shelter sector that reported $286K in total revenue in fiscal year 2025. The organization ran a surplus of $274K, a strong 96% operating margin.

Mission

Support diverse affordable housing in Concord, Massachusetts for people of low and moderate income in a manner intended to advance the public good.

Program Service Accomplishments

Program 1

Expenses: $6,900 Revenue: $0

Gift to the Town of Concord, Massachusetts and preparation and mailing of Newsletter to keep citizens of Concord informed of housing related matters.

Program 2

Expenses: $1,800 Revenue: $0

Expansion of Barretts Mill Farmhouse

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $284,800

Program Service Revenue $0

Investment Income $1,500

Other Revenue $0

TOTAL REVENUE $286,300

Expense Breakdown

Grants Paid $5,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $8,700

Other Expenses $7,800

TOTAL EXPENSES $12,800

Year-over-Year Comparison

	2025	2024	Change
Revenue	$286,300	N/A	N/A
Expenses	$12,800	N/A	N/A
Net Income	$273,500	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Feeley III Frank	President	4.00	Officer	$0	$0	$0
McJennett Nancy	Treasurer/Clerk	4.00	Officer	$0	$0	$0
Holdorf Lise	Asst Treasurer	4.00	Officer	$0	$0	$0
Carr Stephen	Director	2.00	Director	$0	$0	$0
Darzen Holly	Director	2.00	Director	$0	$0	$0
Dettelbach Michael	Director	2.00	Director	$0	$0	$0
Goldstein Lucy	Director	2.00	Director	$0	$0	$0
Hassinger Alex	Director	2.00	Director	$0	$0	$0
Johnson Matthew	Director	2.00	Director	$0	$0	$0
Phillips Charles	Director	2.00	Director	$0	$0	$0
Walsh Moira	Director	2.00	Director	$0	$0	$0
Wilbur Sara	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$286,300	$12,800	$327,000	$273,500